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The Lowry Team Keller Williams :: Buying A Home In The Current Housing Market

August 14, 2014 by Eric Lowry Leave a Comment

The Lowry Team Keller Williams :: Buying A Home In The Current Housing Market

The Lowry TeamThe Lowry Team is seeing the local housing market in the West Chester and Liberty Township areas rising steadily. For homes that are in great condition, staged to sell and priced right, this is leading to multiple offers on the home.

Back before the decline in the housing market, buyers had the advantage when buying a home. There was a surplus of homes for sale so buyers had plenty of houses to choose from.  They could take their time house hunting, make a low ball offer and if it was not accepted move on to the next house that met their criteria.  

In the current housing market, inventory is low.  Sellers have the upper hand in negotiations.  

The Lowry Team has 5 tips that will help you win the house of your dreams.

1.  Get pre-approved for a loan.  The Lowry Team likes to work with Rapid Mortgage.  Justin Phillips, Branch Manager for Rapid Mortgage Company can begin the loan process for you. It is important to have a pre approval letter when making an offer.

2.  Have a consultation with your buyer’s agent before you start looking at houses.  Be clear on what you want and need in a home.  This will allow you to move fast.

3.  When writing an offer, make it strong and solid.  The Lowry Team has seen many houses sell at and above listing price in recent months.

4.  Do not ask for a lot of seller concessions.  Keep the offer as clean as possible.

5.  Work with one of the buyer’s agents on The Lowry Team.  Jessica Lowry, Lisa Tesmer and Darryl Smith will look out for your best interests.

Contact The Lowry Team of Keller Williams Realty Associate Partners today to get in touch with a buyer specialist.

The Lowry Team is an award winning, full service real estate firm specializing in  West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team’s culture is that of a fun, high energy group who prides themselves on providing, personal, professional real estate service.

The Lowry Team is “Different by Design”…taking a team approach to home buying  and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Buyers and sellers can reach The Lowry Team –

Keller Williams Realty at

513-874-1830.

Other Articles  You May Be Interested In:

Buying A Home In Today’s Market

Villages Of Providence Subdivision And Homes For Sale In West Chester

The 6 Most Essential Home Buyer Tips

Beckett Ridge Subdivision and Homes For Sale

First Time Home Buyer Neighborhoods

Search Homes and Condos For Sale

Find The Current Value of My Home

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Filed Under: Buyers, Eric Lowry's Articles, Financing Options, Liberty Township Ohio Homes For Sale, Market Update, Real Estate Market Reports, West Chester Ohio Homes For Sale Tagged With: Buying A Home, Cincinnati, First Time homebuyers, Home Buyer Specialist, home buyer tips, Homes For Sale, Housing Market, How to get pre-qualified, Keller Williams Realty, Liberty Township Ohio Homes For Sale, Liberty Township Real Estate, Moving To West Chester, Search Homes For Sale, The Lowry Team, The Lowry Team Keller Williams :: Buying A Home In The Current Housing Market, Top Real Estate Agent, VIPHomeFinder.com, West Chester, West Chester Real Estate, Why You Need Loan Pre-Approval

Why You Need Loan Pre-Approval

January 21, 2014 by Eric Lowry Leave a Comment

Why You Need Loan Pre-Approval

If you are getting started on your home search, the first thing you should do is get pre-approved. Wondering why you need loan pre-approval? Well, getting pre-approved acts as a dry run of the loan application process. The mortgage lender uses details about your credit, income, assets, and debts to estimate how much mortgage you can afford. After you get pre-approved, you will get a letter of pre-approval from the lender which states the amount of mortgage they are willing to lend you. This indicates the price range in which you should be looking for a home, which could save you time and heartache from the possibility of looking beyond your means. Wouldn’t you want to know if you could afford the home you’re looking at before you fall in love?

A pre-approval also serves as a good indication to potential sellers of your general creditworthiness. Proving to sellers that you are a qualified buyer is another important reason why you need loan pre-approval. Most sellers will not accept an offer without at least a pre-approval letter included; so if you are serious about buying a home this should be one of the first steps you take towards getting you in your new home. Many real estate agents will not even agree to show you homes until you are pre-approved. In the end, having a home loan pre-approval letter in hand will cause the home-buying process to be less stressful and much more enjoyable.

Search Homes For Sale Here

Other articles that may interest you:

First Time Homebuyer Series: Contract To Closing

Tips To Help Make Your Move Go Smoothly

Filed Under: Buyers, Eric Lowry's Articles, Financing, First-time Homebuyer Tagged With: First Time homebuyers, Home Financing, Keller Williams Realty, Mason Ohio Homes For Sale, Mortgage Preapprovals, The Lowry Team, Top Real Estate Agent, Top Selling Realtor, West Chester Ohio Homes For Sale, Why You Need Loan Pre-Approval

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