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The Lowry Team Keller Williams :: Buying A Home In The Current Housing Market

August 14, 2014 by Eric Lowry Leave a Comment

The Lowry Team Keller Williams :: Buying A Home In The Current Housing Market

The Lowry TeamThe Lowry Team is seeing the local housing market in the West Chester and Liberty Township areas rising steadily. For homes that are in great condition, staged to sell and priced right, this is leading to multiple offers on the home.

Back before the decline in the housing market, buyers had the advantage when buying a home. There was a surplus of homes for sale so buyers had plenty of houses to choose from.  They could take their time house hunting, make a low ball offer and if it was not accepted move on to the next house that met their criteria.  

In the current housing market, inventory is low.  Sellers have the upper hand in negotiations.  

The Lowry Team has 5 tips that will help you win the house of your dreams.

1.  Get pre-approved for a loan.  The Lowry Team likes to work with Rapid Mortgage.  Justin Phillips, Branch Manager for Rapid Mortgage Company can begin the loan process for you. It is important to have a pre approval letter when making an offer.

2.  Have a consultation with your buyer’s agent before you start looking at houses.  Be clear on what you want and need in a home.  This will allow you to move fast.

3.  When writing an offer, make it strong and solid.  The Lowry Team has seen many houses sell at and above listing price in recent months.

4.  Do not ask for a lot of seller concessions.  Keep the offer as clean as possible.

5.  Work with one of the buyer’s agents on The Lowry Team.  Jessica Lowry, Lisa Tesmer and Darryl Smith will look out for your best interests.

Contact The Lowry Team of Keller Williams Realty Associate Partners today to get in touch with a buyer specialist.

The Lowry Team is an award winning, full service real estate firm specializing in  West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team’s culture is that of a fun, high energy group who prides themselves on providing, personal, professional real estate service.

The Lowry Team is “Different by Design”…taking a team approach to home buying  and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Buyers and sellers can reach The Lowry Team –

Keller Williams Realty at

513-874-1830.

Other Articles  You May Be Interested In:

Buying A Home In Today’s Market

Villages Of Providence Subdivision And Homes For Sale In West Chester

The 6 Most Essential Home Buyer Tips

Beckett Ridge Subdivision and Homes For Sale

First Time Home Buyer Neighborhoods

Search Homes and Condos For Sale

Find The Current Value of My Home

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Filed Under: Buyers, Eric Lowry's Articles, Financing Options, Liberty Township Ohio Homes For Sale, Market Update, Real Estate Market Reports, West Chester Ohio Homes For Sale Tagged With: Buying A Home, Cincinnati, First Time homebuyers, Home Buyer Specialist, home buyer tips, Homes For Sale, Housing Market, How to get pre-qualified, Keller Williams Realty, Liberty Township Ohio Homes For Sale, Liberty Township Real Estate, Moving To West Chester, Search Homes For Sale, The Lowry Team, The Lowry Team Keller Williams :: Buying A Home In The Current Housing Market, Top Real Estate Agent, VIPHomeFinder.com, West Chester, West Chester Real Estate, Why You Need Loan Pre-Approval

The Lowry Team Keller Williams West Chester – The VA Loan Process

May 6, 2014 by Eric Lowry Leave a Comment

The Lowry Team Keller Williams West Chester  –

The VA Loan Process

The Lowry TeamVA home loans are guaranteed by the U.S. Department of Veteran Affairs, however, borrowers still need to meet certain requirements.  Those requirements include meeting credit and income standards.  Veterans cannot have a “dishonorable discharge”  and they must plan on occupying the home as their personal residence.

Some pros of the VA loan include not having to put a down payment on the home.  If qualified, the Veteran can finance the entire sales price. Also, private mortgage insurance is not required.  One con of the VA loan are that there is a VA funding fee that is used to cover some of the costs of issuing the loan. Another drawback is that interest only loans are not available if obtaining a VA loan.  Lastly, if the veteran dies before the loan is settled, surviving spouses are responsible for the mortgage payments.

The home buying process remains much the same with a VA loan.  The borrower must first obtain pre-approval. Once a home is decided upon, the purchase contract will be contingent upon final VA loan approval and a VA appraisal. There are minimum property requirements that must be met upon appraisal.

If you have any further questions about a VA loan, contact a member of the Lowry Team.  The Lowry Team will work with their approved vendor, Justin Phillips of Rapid Mortgage Company to get all of your questions answered and have you pre-approved.

For more information on the local communities or housing market,

Contact The Lowry Team Keller Williams Realty

The Lowry Team is an award winning, full service real estate firm specializing in  West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team’s culture is that of a fun, high energy group who prides themselves on providing, personal, professional real estate service.

The Lowry Team is “Different by Design”…taking a team approach to home buying  and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team.  The Lowry Team.

Buyers and Sellers can reach The Lowry Team – Keller Williams at 513-874-1830.

Other articles you may be interested in:

The Lowry Team Keller Williams Shares The 6 Most Essential Home Buyer Tips

West Chester and Liberty Township Ohio Real Estate Market Report

Search Homes for Sale

Filed Under: Buyers, Eric Lowry's Articles, Financing, Financing Options Tagged With: Buying A Home, How to get pre-qualified, Keller Williams, The Lowry Team, The Lowry Team Keller Williams, The Lowry Team Keller Williams West Chester - The VA Loan Process, VA Loans

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