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How do I choose the right lender?

January 24, 2016 by Eric Lowry

How do I choose the right lenderHow do I choose the right lender? 

When buying a home, the first step is to get pre approved. However, that can be easier said than done. Many home buyers aren’t sure how to pick the right lender for their home mortgage.

Some buyers just go with their bank where they have their checking and savings accounts. However, that’s not always the best choice. There are many reasons to at least speak with a second lender to see how they compare.

Some lenders might be able to save you a lot more money than your bank would. This can be for various reasons; sometimes they can offer a better interest rate on your mortgage, and some lenders will even waive or reduce fees to earn your business.

Most home buyers typically look at homes and write offers in the evenings or on the weekends when they are off work. But guess what, banks aren’t open at those times. It’s nearly impossible to get in touch with a typical bank lender in the evening or over the weekend.

Lenders who work for smaller companies are much easier to get in touch with late in the evening or over the weekend. They don’t set strict hours for themselves from 9-5 and will go the extra mile to make sure you are taken care of.

In this market, when you find a home you love, you have to move fast. The ability for you or your agent to easily get in touch with your lender can mean the difference between you getting or losing your dream home.

The Lowry Team has over 16 years of real estate experience and can confidently recommend a great mortgage lender to help you purchase your dream home. Contact The Lowry Team today to get started.  513-874-1830

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The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team.  The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.

Other Articles You May Be Interested In:

Search the entire Cincinnati MLS for Homes For Sale

Find Out The Current Market Value Of Your Home

A Complete Guide to Buying a Home

What credit score is needed to buy a house?

How much down payment do I need to buy a house?

Where are interest rates headed?

Can my real estate agent represent me on new construction?

Buy a Home With a Low Down Payment

Buying a Home Step 1: Get Pre Approved

Connect with us on Facebook

Connect with us on YouTube

Connect with us on Twitter

Filed Under: Buyers, Eric Lowry's Articles, Financing, Financing Options Tagged With: best lenders in Cincinnati, buying a house in Mason, buying a house in West Chester, choosing the best lender, choosing the right lender, Cincinnati Real Estate Team, Eric Lowry, Getting Pre approved, home mortgage in Cincinnati, Houses for sale in Fairfield, Houses for sale in Liberty Township, Houses for sale in Mason, Houses for sale in West Chester, How do I choose the right lender?, how do I get pre approved for a home loan, Keller Williams Realty, Keller Williams West Chester Ohio, Liberty Township Ohio Homes For Sale, LowryTeam.com, Mason Ohio Homes For Sale, The Lowry Team, West Chester Ohio Homes For Sale

Can my real estate agent represent me on new construction?

January 24, 2016 by Eric Lowry

Can my real estate agent represent me on new constructionCan my real estate agent represent me on new construction?

Yes! You can and should use a real estate agent to represent you with a new construction home purchase.

If you skip using a real estate agent for building a new construction home, you will be entering into a complicated, legally-binding contract for hundreds of thousands of dollars WITHOUT representation. Doesn’t that sound like a very bad idea?

You might say, “But there is an agent working for me with the builder.” Unfortunately, that’s where many people are misinformed. The agent you meet at a model home or when you call a builder, does not work for you. That is the “Builder’s Rep” and they work for the builder. Without your own real estate agent, there is no one watching out for your best interests.

Bottom Line: When making quite possibly the biggest purchase of your life, you definitely want your own real estate agent to represent you.

Thinking of building a new house?
Contact The Lowry Team today to get started. 513-874-1830

new construction homes for sale

The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team.  The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.

Other Articles You May Be Interested In:

Search the entire Cincinnati MLS for Homes For Sale

Find Out The Current Market Value Of Your Home

Oaks of West Chester – New Construction

A Complete Guide to Buying a Home

What credit score is needed to buy a house?

How much down payment do I need to buy a house?

Where are interest rates headed?

Buy a Home With a Low Down Payment

Buying a Home Step 1: Get Pre Approved

Connect with us on Facebook

Connect with us on YouTube

Connect with us on Twitter

Filed Under: Buyers, Eric Lowry's Articles, New Construction Tagged With: building a home in Cincinnati, building a house in Liberty Township, building a house in Mason, building a house in Monroe, building a house in West Chester, Can my real estate agent represent me on new construction?, Eric Lowry, Houses for sale in Liberty Township, Houses for sale in Mason, Houses for sale in West Chester, Keller Williams Realty West Chester, Keller Williams West Chester Ohio, LowryTeam.com, New Construction Homes in Liberty Township, New Construction Homes in Mason, New Construction homes in West Chester, search new houses in Liberty Township, search new houses in Mason, search new houses in West Chester, The Lowry Team

Why Use a Real Estate Team Instead of a Single Agent

January 24, 2016 by Eric Lowry

Why Use a Real Estate Team Instead of a Single Agent

Why use a real estate team instead of a single agentAre you trying to decide if you should use a real estate team instead of a single agent? You might be wondering what the difference really is. The difference is actually very significant, and can affect whether or not your experience is easy and stress-free.

Have you ever considered all the different hats a Realtor must wear for any given real estate transaction? Many people don’t realize all that a Realtor does aside from put a sign in a yard and show homes. The real estate market and buying/selling process has become very complicated, and it’s very rare to find a single agent who can skillfully handle all the different aspects of a real estate transaction. When you use a real estate team instead of a single agent, you get:

Focused, Expert Agents – A Real Estate Team is made up of several team members including Listing Specialists, Buyer Specialists, a Transaction Coordinator, a Marketing Director, and Inside Sales Associates. The team members specialize in their own aspect of the home buying and selling process. They need not try to juggle all the balls that a single agent must. Every part of the buying or selling process is handled with care, expertise, and 100% focus. Single agents cannot possibly provide this at such a high level as they are juggling all of the aspects of a real estate transaction and often for several different clients at a time.

Intensive Marketing – A Marketing Director does all the marketing for the team and their clients. This position is especially important to home sellers, as they provide much more intensive marketing for your home than a single agent would have the time or resources for.

A Higher Level of Client Care – Realtors who are part of a team have support staff to help make the process a breeze for you as a client.  Such team members are completely client-focused and are available at all times to answer questions and help you with any concerns you may have throughout the process. Having such a team makes for much more happy and satisfied clients.

The Bottom Line? When you use a real estate team instead of a single agent, you will get much better results in less time with your home buying or selling experience.

Thinking of buying or selling a home? Contact The Lowry Team today at 513-874-1830

Find Your Home's Value Now!

The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team.  The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.

Other Articles You May Be Interested In:

Search the entire Cincinnati MLS for Homes For Sale

Find Out The Current Market Value Of Your Home

A Complete Guide to Buying a Home

What credit score is needed to buy a house?

How much down payment do I need to buy a house?

Where are interest rates headed?

Preparing Your Home For Sale: 10 Tips For Staging a Home

Buy a Home With a Low Down Payment

Buying a Home Step 1: Get Pre Approved

Connect with us on Facebook

Connect with us on YouTube

Connect with us on Twitter

Filed Under: Buyers, Eric Lowry's Articles, Sellers Tagged With: Cincinnati Real Estate Team, Eric Lowry, Fairfield Real Estate Team, Fairfield Township Real Estate Team, Keller Williams Realty West Chester, Keller Williams West Chester Ohio, Liberty Township Ohio Homes For Sale, Liberty Township Real Estate Agent, Liberty Township Real Estate Team, LowryTeam.com, Mason Ohio Homes For Sale, Mason Ohio Real Estate Team, Mason Real Estate Agent, mason realtor, Sell a house in Fairfield, sell a house in Fairfield Township, sell a house in Liberty Township, sell a house in Mason Ohio, sell a house in West Chester Ohio, The Lowry Team, West Chester Ohio Homes For Sale, West Chester Ohio Real Estate Team, west chester real estate agent, West Chester Realtor, Why use a real estate team instead of a single agent

5 Reasons 2016 Is The Year To Buy A House

January 22, 2016 by Eric Lowry

If you’ve been considering buying a house, 2016 is the year to take the plunge. Several factors have all come together, creating a perfect storm for home buyers to get out there and purchase a home. Here are the top 5 reasons why 2016 is the year to buy a house…

Reason #1: Interest rates are at record lows5 Reasons 2016 Is The Year To Buy A House
While interest rates are at historic lows (hovering right around 4% on average), The Federal Reserve is expected to increase interest rates soon. That means your window for getting a record low interest rate is closing. It’s expected that we will never see interest rates this low again.
Where are interest rates headed

Reason #2: Down payment requirements won’t break the bank
The actual amount required for a down payment to buy a home is significantly lower than most people realize. There are currently many low or no down payment options for buyers purchasing a home.
How much down payment do I need to buy a house

Reason #3: Home prices are stabilizing
Home prices that have been climbing steadily over the last few years are finally stabilizing, creating a great opportunity for buyers to finally get out there and purchase a home. This creates a more level playing field for buyers so they can drive a harder bargain with sellers.

Reason #4: Credit Score requirements are low
The actual credit score needed to qualify to buy a house is currently much lower than many people think, and has been dropping steadily over the last several months. 
What credit score do I need to buy a house
Reason #5: Rents have skyrocketed
Rents have increased faster last year than at any time since 2007, and are expected to continue to climb throughout the year. Often times, buying is a better deal than renting. You could end up paying signficantly less each month for housing. Either way, you’re paying your landlord’s mortgage or you’re paying your own. Wouldn’t you rather put that money back into your own pocket?

Questions about buying a house?
Contact The Lowry Team today at 513-874-1830.

Search houses for sale in Cincinnati

The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team.  The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.

Other Articles You May Be Interested In:

Search the entire Cincinnati MLS for Homes For Sale

Find Out The Current Market Value Of Your Home

A Complete Guide to Buying a Home

What credit score is needed to buy a house?

How much down payment do I need to buy a house?

Where are interest rates headed?

What does it take to buy a home in today’s market?

Buy a Home With a Low Down Payment

Buying a Home Step 1: Get Pre Approved

Connect with us on Facebook

Connect with us on YouTube

Connect with us on Twitter

Filed Under: Buyers, Eric Lowry's Articles, First-time Homebuyer Tagged With: 5 Reasons 2016 Is The Year To Buy A Home, 5 Reasons 2016 Is The Year To Buy A House, Buying a house in 2016, Houses for sale in Fairfield, Houses for sale in Liberty Township, Houses for sale in Mason, Houses for sale in Monroe, Houses for sale in West Chester, Houses for sale in West Chester OH, How to buy a house, Keller Williams Realty West Chester, Keller Williams Realty West Chester Ohio, Liberty Township Ohio Homes For Sale, LowryTeam.com, Mason Ohio Homes For Sale, Search houses for sale in Cincinnati, The Lowry Team, West Chester Ohio Homes For Sale

West Chester Houses Under 250K

January 21, 2016 by Eric Lowry

West Chester Houses Under 250K

West Chester Houses Under 250KLooking for a house in West Chester under $250,000? View full details and photos of all available houses for sale under 250K in West Chester Ohio. Our Homes For Sale information is a direct feed from the Multiple Listing Service (MLS) and is updated every 5 minutes.

West Chester Houses For Sale Under 250K

West Chester Ranches For Sale Under 250K

West Chester Condos For Sale Under 250K

For more information on West Chester Houses under $250,000 contact The Lowry Team at 513-874-1830.

West Chester Home Values

The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team.  The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.

Other Articles You May Be Interested In:

Search the entire Cincinnati MLS for Homes For Sale

Find Out The Current Market Value Of Your Home

A Complete Guide to Buying a Home

What does it take to buy a home in today’s market?

Buy a Home With a Low Down Payment

Buying a Home Step 1: Get Pre Approved

Connect with us on Facebook

Connect with us on YouTube

Connect with us on Twitter

Filed Under: Buyers, Eric Lowry's Articles, West Chester Ohio Homes For Sale Tagged With: Eric Lowry, Homes for sale in West Chester under 250K, Houses for sale in West Chester Ohio, houses for sale in West Chester under 250K, Keller Williams Realty West Chester, Keller Williams West Chester Ohio, LowryTeam.com, The Lowry Team, West Chester homes for sale under 250K, west chester homes under 250K, West Chester Houses Under 250K, West Chester Ohio Homes For Sale, West Chester Ohio Houses For Sale, West Chester Ohio Real Estate, West Chester Ohio Real Estate Team

Moving to Mason Ohio

January 17, 2016 by Eric Lowry

Moving to Mason OhioMoving to Mason Ohio 45040

Thinking of moving to Mason Ohio? Find out about the community, schools, real estate market and more. View full details and photos of all available homes for sale in Mason Ohio. Our Homes For Sale information is a direct feed from the Multiple Listing Service (MLS) and is updated every 5 minutes.

Many buyers relocating to Mason Ohio do so for a job since the area has many great employment opportunities. Mason is also a great place to call home if you will be commuting to work. You will find that Mason has easy access to all major highways.

About Mason Ohio

The Mason community is a Northern suburb of Cincinnati, located in Warren County. Money Magazine named Mason “7th Best Place To Live” in 2013. It is the largest city in Warren County and boasts a wide variety of businesses. Excellent employment opportunities, close proximity to both Cincinnati and Dayton, and an excellent school district make Mason Ohio a desirable place to live.

Mason Community Amenities

The Mason community is known for its many parks and golf courses. Residents can enjoy recreational facilities at more than a half a dozen parks that offer bike paths, hiking trails, fishing, playgrounds and shelters which are available for rental. Mason has many public and private 18 hole golf courses, putting greens and driving ranges. The Mason Community Center is a state of the art facility that has fitness and aquatic classes, organized sports, senior activities, health classes and screenings, enrichment programs and more.

Wide Variety of Homes for Sale

Mason Ohio features a wide variety of homes for sale:Moving to Mason Ohio

View Luxury Homes for sale in Mason OH

View New Construction Homes for sale in Mason OH

View All Single Family Homes for Sale in Mason OH

Mason also has many condo communities.

Highly Rated Schools

There are both public and private schools in the Mason area. Mason is served by the Mason City School District.  Mason Schools are known for their excellence in academics, athletics and music programs. They consistently rank in Ohio’s Academic Top 10. There are also many private school options, providing many choices when fulfilling your child’s educational needs. Curious about the schools in the Mason City School District? Get the schools’ scores and other information by checking out the Mason City School Reports here.

Convenient Mason Ohio Location

Moving to Mason Ohio, you will find the area has pretty much anything you could ask for! Mason is centrally located between Dayton and Cincinnati, and has easy access to all major highways including I-75, I-275, and I-71.

Mason has great nearby shopping options – Deerfield Towne Center, Liberty Center, and Voice of America Shopping Center. Mason also has several nearby parks and other recreational facilities such as Great Wolf Lodge, Kings Island and more. Both West Chester Hospital and Children’s Hospital are located just minutes away in neighboring West Chester and Liberty Township. All of these things make Mason Ohio a popular place to live, work and play.

Photos of the Mason Ohio Area


Mason Ohio Real Estate: Village Lakes Subdivision and Homes For Sale
Long Cove Homes for Sale in Mason Ohio
Greenbriar Subdivision Mason Ohio Real Estate
New Construction Luxury Homes For Sale in Liberty Township

Affordable Low or No Down Payment Options!

Most of the homes for sale in Mason Ohio 45040 are approved for FHA 3.5% down payment financing, Conventional 3% down payment financing, and VA zero down payment financing.

Free Market Report for the Homes in Mason Ohio 45040

This Free Market Report data is consolidated from multiple sources, and includes current listings, recent sales, and more. Whether you’re a buyer or seller, the knowledge you gain will help put you in control of your real estate transactions.

The homes in Mason Ohio are a great place to call home. You will not be disappointed if you end up living here! You can find homes in Mason Ohio, and all available homes for sale in the Cincinnati area on my website.

For more information about living in or relocating to Mason Ohio, contact The Lowry Team today to get in touch with a Mason Ohio Real Estate Agent. 513-874-1830

Moving to Mason Ohio

The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team.  The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.

Other Articles You May Be Interested In:

Search the entire Cincinnati MLS for Homes For Sale

Find Out The Current Market Value Of Your Home

Moving to West Chester OH

A Complete Guide to Buying a Home

Where Interest Rates Are Headed

Connect with us on Facebook

Connect with us on YouTube

Connect with us on Twitter

Filed Under: Buyers, Eric Lowry's Articles, Mason Community Information, Mason OH Real Estate Market Reports, Mason Ohio Homes For Sale, Relocating to Cincinnati Tagged With: buying a home in mason ohio, Eric Lowry, homes for sale in Mason Ohio, Keller Williams Mason Ohio, Keller Williams West Chester Ohio, LowryTeam.com, Mason Ohio Homes For Sale, Mason Ohio Real Estate, mason ohio real estate agent, Mason Ohio Real Estate Team, Mason Ohio Realtor, Moving to Mason Ohio, Relocating to Mason Ohio, The Lowry Team, Top Mason Ohio Real Estate Agents, Top Mason Realtors

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