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The Lowry Team Keller Williams West Chester – The VA Loan Process

May 6, 2014 by Eric Lowry Leave a Comment

The Lowry Team Keller Williams West Chester –

The VA Loan Process

VA home loans are guaranteed by the U.S. Department of Veteran Affairs, however, borrowers still need to meet certain requirements. Those requirements include meeting credit and income standards. Veterans cannot have a “dishonorable discharge” and they must plan on occupying the home as their personal residence.

Some pros of the VA loan include not having to put a down payment on the home. If qualified, the Veteran can finance the entire sales price. Also, private mortgage insurance is not required. One con of the VA loan are that there is a VA funding fee that is used to cover some of the costs of issuing the loan. Another drawback is that interest only loans are not available if obtaining a VA loan. Lastly, if the veteran dies before the loan is settled, surviving spouses are responsible for the mortgage payments.

The home buying process remains much the same with a VA loan. The borrower must first obtain pre-approval. Once a home is decided upon, the purchase contract will be contingent upon final VA loan approval and a VA appraisal. There are minimum property requirements that must be met upon appraisal.

If you have any further questions about a VA loan, contact a member of the Lowry Team. The Lowry Team will work with their approved vendor, Justin Phillips of Rapid Mortgage Company to get all of your questions answered and have you pre-approved.

For more information on the local communities or housing market,

Contact The Lowry Team Keller Williams Realty

The Lowry Team is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team’s culture is that of a fun, high energy group who prides themselves on providing, personal, professional real estate service.

The Lowry Team is “Different by Design”…taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team – Keller Williams at 513-874-1830.

Other articles you may be interested in:

The Lowry Team Keller Williams Shares The 6 Most Essential Home Buyer Tips

West Chester and Liberty Township Ohio Real Estate Market Report

Search Homes for Sale

The Lowry Team – Keller Williams West Chester Closes Another Real Estate Transaction in West Chester Ohio

May 1, 2014 by Eric Lowry Leave a Comment

The Lowry Team – Keller Williams West Chester

Closes Another Real Estate Transaction in West Chester Ohio

The Lowry Team, an award winning real estate team of Keller Williams Realty West Chester, helped first time home buyers close on a home in West Chester, Ohio. The bank owned home at 5629 Finchnest Way West Chester Ohio 45069 is in the highly desirable Beckett Ridge subdivision. The 3 bedroom 2 1/2 bath bi-level home both listed and sold for $104,900 and was only on the market 18 days.

Jessica Lowry, Buyer Specialist for The Lowry Team used her first time home buyer expertise to help her clients find the fixer upper they were looking for. The home is in a great neighborhood and sold for a great price.

Beckett Ridge subdivision, located in West Chester, Ohio is a master planned community built around the Beckett Ridge Country Club and Golf Course. Beckett Ridge features a variety of styles and sizes of homes. Home Prices in Beckett Ridge can range from the low 100’s to over one million dollars. Homes on golf course lots can be found in many of the different prices of Beckett Ridge. Beckett Ridge also includes several condo and townhome communities that offer a golf course community lifestyle and all of the benefits of condo living. Beckett Ridge is located just minutes from I-75, I-275, Union Centre Blvd and many shopping, dining and entertainment options.

The buyers are now putting their own personal touches on their Beckett Ridge house, making it a home….their first home. They are another happy buyer of The Lowry Team.

For more information on the local communities or housing market,

Contact The Lowry Team Keller Williams Realty

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team – Keller Williams at 513-874-1830.

Other Articles You May Be Interested In:

The Lowry Team – Keller Williams Realty West Chester Closes Another Home For Past Clients

The Lowry Team – Keller Williams West Chester Helps Homeowners Sell Their Home After Just 3 Days On The Market

The Lowry Team Keller Williams Shares The 6 Most Essential Home Buyer Tips

Search Homes for Sale in West Chester, Ohio

Find The Current Market Value of Your Home

The Lowry Team – Keller Williams Realty West Chester Closes Another Home For Past Clients

May 1, 2014 by Eric Lowry Leave a Comment

The Lowry Team – Keller Williams Realty West Chester

Closes Another Home For Past Clients

The Lowry Team, an award winning real estate team for Keller Williams Realty West Chester, helped past clients close on a home in Norwood. The home, located at 2543 Moundview Drive Cincinnati, Ohio 45212 is located in the Indian Mount subdivision. The gorgeous 3 bedroom, 2 1/2 bath two story brick home boasts beautiful hard wood floors, a study with heated floors and a floor to ceiling stone fireplace. The home has originally listed for $215,000. Jessica Lowry, a Buyer Specialist for The Lowry Team, helped her clients negotiate a $205,000 sale price.

The entire process flowed beautifully for the clients. They were able to find the home they were looking for at a great price. The home was only on the market 33 days. The contract to close process went smoothly with the expertise of The Lowry Team Transaction Coordinator. It is this type of team approach that draws past clients back to The Lowry Team when they have real estate needs.

For more information on the local communities or housing market,

Contact The Lowry Team Keller Williams Realty

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team – Keller Williams at 513-874-1830.

Other articles you may be interested in:

The Lowry Team – Keller Williams West Chester Helps Homeowners Sell Their Home After Just 3 Days On The Market

The Lowry Team Keller Williams Shares The 6 Most Essential Home Buyer Tips

The Lowry Team Keller Williams Real Estate Recommends Investing in Real Estate

Find Your Homes Current Market Value

The Lowry Team Keller Williams Real Estate Recommends Investing in Real Estate

April 28, 2014 by Eric Lowry Leave a Comment

The Lowry Team Keller Williams Real Estate Recommends Investing in Real Estate

Looking for a return on your investment? Studies show that the stock market is not doing as well as real estate. Gallup’s Economy and Personal Finances Poll surveyed Americans on what they thought was the best option for a long term investment. Those surveyed were asked to choose from real estate, gold, stocks and mutual funds, savings accounts and CD’s, and bonds. 30% chose real estate, followed with a tie at 24% for gold and stocks/mutual funds. 14% of American chose savings accounts and only 6% chose bonds. Why do Americans feel that real estate is the best choice for a long term investment? The housing market is improving and house prices are rising.

Break the numbers down by age and every single age group from 18 years to over 65 chose real estate as the wisest investment. If you look at each group according to income level, upper income levels were more likely to choose real estate. A reason for this could be that members of the higher income group already own their own home and realize their home’s worth.

Whether you are considering buying your very first home or your dream home, it is worth the investment. Vacation home sales are up 29.7% so you may want to consider buying a home to rent or a place for your family to vacation. Regardless of what type of home you are looking to buy, The Lowry Team Keller Williams are the professionals to help you find the right home to invest in.

The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.

Other Articles You May Be Interested In:

Search the entire Cincinnati MLS for Homes For Sale

Find Out The Current Market Value Of Your Home

A Complete Guide to Buying a Home

What does it take to buy a home in today’s market?

Buy a Home With a Low Down Payment

Buying a Home Step 1: Get Pre Approved

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Connect with us on YouTube

Connect with us on Twitter

Bridle Creek Homes in Monroe Ohio

March 26, 2014 by Eric Lowry Leave a Comment

Bridle Creek Homes in Monroe Ohio

See what’s for sale: Bridle Creek Homes in Monroe Ohio

You will feel right at home in this fantastic Monroe neighborhood! An established neighborhood with pool access and several nearby parks and trails, Bridle Creek is a great place to live!

Is it time to sell? Request a FREE custom evaluation for your Bridle Home in Monroe: Home Values In Bridle Creek.

Spacious Bridle Creek Homes

Bridle Creek subdivision was established in 2002. The neighborhood is made up of one and two story, 3 to 4 bedroom homes. The homes for sale in Bridle Creek are generally going to range between 1600 and 3600 square feet. Homes were built on .21 to .45 acre lots with spacious yards. This is a well-established, friendly neighborhood. Most of the homes were built in 2002 – 2006. There are approximately 395 homes in Bridle Creek. The homes were built by a variety of custom and semi-custom builders. Bridle Creek is a pool community with sidewalks and a playground. Prices vary depending upon floor plan, size, condition, and upgrades to the homes. Bridle Creek home values range from approximately $160,000 to $280,000.

Affordable Low or No Down Payment Options

Most of the Bridle Creek homes in Monroe Ohio are approved for FHA 3.5% down payment financing, Conventional 3% down payment financing, and VA zero down payment financing.

Convenient Monroe Location

Monroe Ohio 45050 is one of the most convenient areas in the entire region. Bridle Creek is within minutes to I-75 and has close proximity to necessities. This is an active area within minutes to several parks. Nearby shopping, restaurants, and convenient access to the highway make this a very accommodating area!

1.3 miles to the Monroe Outlets

4.8 miles to Cincinnati Children’s Hospital Liberty Campus

7.9 miles to West Chester Hospital

11.2 miles to Kings Island

26.8 miles to Dayton

30 miles to downtown Cincinnati

The Bridle Creek homes in Monroe Ohio are a great place to call home. You will not be disappointed if you end up living here. You can find homes for sale in Bridle Creek (if there are any today) as well as all available Monroe Ohio 45050 homes for sale on our website.

Free Community and Demographic Reports for Monroe Ohio 45050

Gain valuable insight into the Monroe Ohio 45050 community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and health care services.

Schools serving the Bridle Creek homes include Endeavor Elementary School, Plains Junior High School, and Lakota West High School. The quality of a school can greatly influence home values in an area.

The Lowry Team of Keller Williams West Chester Ohio Attends Keller Williams National Convention

March 3, 2014 by Eric Lowry Leave a Comment

The Lowry Team of Keller Williams West Chester Ohio

Attends Keller Williams National Convention

The Lowry Team, of Keller Williams West Chester Ohio, recently attended the Keller Williams “Family Reunion” National Convention. This national convention is the largest, private event in the real estate industry, involving over 10,000 of the top real estate professionals. Top Keller Williams agents from around the country gathered together in Phoenix, Arizona to learn from the best, network, and share the best strategies and technologies for helping you buy or sell your home.

The Lowry Team – Keller Williams West Chester Ohio makes going to the national convention a priority every year. The Lowry Team attends as many educational sessions as possible to gain valuable information that helps make buying and selling a home the absolute best process it can be for our clients. The Lowry Team also networks continuously, building great relationships with agents from all over the country. This allows the Lowry Team to help their clients moving out of state through a trust-worthy referral system.

Experience Counts! Buying and selling a home is one of the biggest events in your life. As a top Cincinnati, West Chester and Liberty Township real estate team, we have the experience and track record you are looking for. If you are thinking of buying or selling a home, please contact the Lowry Team of Keller Williams West Chester Ohio.

Bridle Creek Homes in Monroe Ohio

Affordable Low or No Down Payment Options

Convenient Monroe Location

Free Community and Demographic Reports for Monroe Ohio 45050

Other articles that may interest you:

The Lowry Team of Keller Williams West Chester Ohio

Attends Keller Williams National Convention