Keller Williams Realty Archives -

How do I choose the right lender?

January 24, 2016 by Eric Lowry

How do I choose the right lender?

When buying a home, the first step is to get pre approved. However, that can be easier said than done. Many home buyers aren’t sure how to pick the right lender for their home mortgage.

Some buyers just go with their bank where they have their checking and savings accounts. However, that’s not always the best choice. There are many reasons to at least speak with a second lender to see how they compare.

Some lenders might be able to save you a lot more money than your bank would. This can be for various reasons; sometimes they can offer a better interest rate on your mortgage, and some lenders will even waive or reduce fees to earn your business.

Most home buyers typically look at homes and write offers in the evenings or on the weekends when they are off work. But guess what, banks aren’t open at those times. It’s nearly impossible to get in touch with a typical bank lender in the evening or over the weekend.

Lenders who work for smaller companies are much easier to get in touch with late in the evening or over the weekend. They don’t set strict hours for themselves from 9-5 and will go the extra mile to make sure you are taken care of.

In this market, when you find a home you love, you have to move fast. The ability for you or your agent to easily get in touch with your lender can mean the difference between you getting or losing your dream home.

The Lowry Team has over 16 years of real estate experience and can confidently recommend a great mortgage lender to help you purchase your dream home. Contact The Lowry Team today to get started. 513-874-1830

The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.

Other Articles You May Be Interested In:

Search the entire Cincinnati MLS for Homes For Sale

Find Out The Current Market Value Of Your Home

A Complete Guide to Buying a Home

What credit score is needed to buy a house?

How much down payment do I need to buy a house?

Where are interest rates headed?

Can my real estate agent represent me on new construction?

Buy a Home With a Low Down Payment

Buying a Home Step 1: Get Pre Approved

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This Month In Real Estate: January 2015

January 23, 2015 by Eric Lowry Leave a Comment

This Month In Real Estate: January 2015

Here are just a few of the national numbers we are tracking for you right now.

According to the National Association of Realtors, the number of projected home sales dipped to 4.93 million.

The national median home price for existing homes decreased to $205,300. That’s down 1.1% from last month and up 5% from the same time last year.

Finally, according to Freddie Mac and local lenders, the average for a 30 year fixed mortgage rate is down from last month to about 3.8%

To find out how these numbers affect home prices in our area, contact Eric Lowry, CEO and Listing Specialist of The Lowry Team.

The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team’s culture is that of a fun, high energy group who prides themselves on providing personal, professional real estate service.

The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.
Other articles you may be interested in:

Search the Cincinnati MLS For Homes For Sale

Where Will 30 Year Mortgage Rates Be In 12 Months?

Fannie Mae and Freddie Mac Offering 3% Down Programs

Do I Need A Bigger Down Payment Before I Purchase A Home?

Hire A Real Estate Agent To Get The Home You Want

Best Places to Live in Cincinnati

West Chester Ohio Is One Of The Best Places To Live

Southwest Ohio Schools In Top Ten On State Report Card

Factors To Consider When Buying A Home

Find The Current Market Value of Your Home

New Construction Homes For Sale in Liberty Township

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Connect with us on YouTube

Connect with us on Twitter

Fairfield Homes For Sale

January 22, 2015 by Eric Lowry Leave a Comment

Fairfield Homes For Sale

Fairfield is in zip code 45014 and has so much to offer with the convenience of being close to the city of Cincinnati, Ohio.

FAIRFIELD HOMES FOR SALE $100,000 – $200,000

FAIRFIELD HOMES FOR SALE $200,000 – $300,000

FAIRFIELD HOMES FOR SALE $300,000 – $400,000

FAIRFIELD HOMES FOR SALE $400,000 – $500,000

HISTORY OF FAIRFIELD HOMES COMMUNITY

The Fairfield community is located in Southwestern Ohio. Fairfield is in the 45014 zip code and is about 20 miles North of Cincinnati. Residents enjoy a wide variety of amenities and activities and are proud to call Fairfield home.

FAIRFIELD COMMUNITY AMENITIES

The Fairfield community is home to over 28 parks and recreation facilities, including an 18 hole golf course, the Fairfield Community Arts Center and an aquatic center. The downtown area of Fairfield offers many activities such as concerts, parades and other community oriented events.

FAIRFIELD HOMES AND REAL ESTATE

Single family homes that can be found in the Fairfield community range from $100,000 to $500,000. Fairfield also includes several condo and townhome communities that offer a golf course community lifestyle and all of the benefits of condo living. Condos and townhomes in Fairfield can range from $50,000 to $200,000. It is easy to buy or sell a home in the Fairfield community.

ACCESS TO AMENITIES

There is easy access to many amenities when you live in the Fairfield area, including:

Airports

Schools

Hospitals

Recreation

Shopping

Fine Dining and Restaurants

SCHOOLS AND COLLEGES

There are public and private schools in the Fairfield area. Fairfield is served by the Fairfield Local School District. Fairfield Local Schools are known for their excellence in academics, athletics and music programs. There are also many private school opportunities. There are a lot of choices in Fairfield when fulfilling your child’s educational needs. A Fairfield real estate agent will be able to give you more detailed information about the school rankings.

FAIRFIELD REAL ESTATE MARKET

Fairfield features a variety of styles and sizes of homes and condos. There is also a large range of price options. Fairfield real estate is near parks and other recreational facilities making it a popular place to live, work and play.

FLOOR PLANS

There are multiple floor plans to choose from in Fairfield. Choose a traditional or custom built home. There are many two story and ranch homes in the Fairfield area. Choose a home near a golf or pool community. Fairfield also includes several condo and townhome communities that offer all of the benefits of condo living.

RESTAURANTS

Fairfield is located just minutes from I-75 and I-275. It is near many shopping, dining and entertainment options such as Bridgewater Falls.

ACTIVITIES IN THE FAIRFIELD AREA

Conveniently located between the cities of Cincinnati and Dayton, Fairfield is a quick drive to professional sporting events, casinos, theaters and more.

FAIRFIELD IS A GREAT PLACE TO CALL HOME

Fairfield is a family friendly community. It’s award winning school system and family focused events and programs that take place throughout the year have made it a desirable place to live for many people who work in the Tri-State area. Contact a Fairfield Ohio real estate agent to find out more about the community and everything it has to offer.

Monroe Homes For Sale

January 22, 2015 by Eric Lowry Leave a Comment

Monroe Homes For Sale

Monroe Ohio is in zip code 45044 and zip code 45050. It has so much to offer with the convenience of being close to the cities of both Cincinnati and Dayton, Ohio.

Monroe Homes For Sale $100,000 – $200,000

Monroe Homes For Sale $200,000 – $300,000

Monroe Homes For Sale $300,000 – $400,000

Monroe Homes For Sale $400,000 – $500,000

Monroe Homes For Sale Over $500,000

Bridle Creek

Brittony Woods

Easton Manor

Monroe Country Estate

Monroe Crossing

Wyandot Woods

HISTORY OF MONROE HOMES COMMUNITY

The Monroe community is a Northern suburb of Cincinnati. It is located South of the city of Dayton. Monroe has that small town feeling with the ease of access to places of employment, shopping, and transportation. Residents enjoy a wide variety of amenities and activities and are proud to call Monroe home.

MONROE COMMUNITY AMENITIES

The Monroe community is known for its many parks. The City of Monroe has six designated parkland sites ranging in size and amenities. Some of these areas are used throughout the year by the local sports organizations for soccer, football, and baseball.

MONROE HOMES AND REAL ESTATE

Single family homes that can be found in the Monroe community range from $100,000 to over $500,000. Monroe also includes several condo and townhome communities. Condos and townhomes in Monroe can range from $100,000 to $200,000. It is easy to buy or sell a home in the Monroe community.

ACCESS TO AMENITIES

There is easy access to many amenities when you live in the Monroe area, including:

Airports

Schools

Hospitals

Recreation

Shopping

Restaurants

SCHOOLS AND COLLEGES

There are public and private schools in the Monroe area. Monroe is served by the Monroe Local School District. There are also private school opportunities. There are a lot of choices in Monroe when fulfilling your child’s educational needs. A Monroe real estate agent will be able to give you more detailed information about the schools rankings.

MONROE REAL ESTATE MARKET

Monroe features a variety of styles and sizes of homes and condos. There is also a large range of price options. Monroe real estate is near parks and other recreational facilities making it a popular place to live, work and play.

FLOOR PLANS

There are multiple floor plans to choose from in Monroe. Choose a traditional or custom built home. There are many two story and ranch homes in the Monroe area. Choose a home near a golf or pool community. Monroe also includes several condo and townhome communities that offer all of the benefits of condo living.

RESTAURANTS

Monroe is located just minutes from I-75. It is near many shopping, dining and entertainment options such as the new Liberty Center and Monroe Outlets.

ACTIVITIES IN THE MONROE AREA

Conveniently located between the cities of Cincinnati and Dayton, Monroe is a quick drive to professional sporting events, casinos, theaters and more.

MONROE IS A GREAT PLACE TO CALL HOME

Monroe has been a family friendly neighborhood for many people who work in the Tri-State area. Contact a Monroe Ohio real estate agent to find out more about the community and everything it has to offer.

Condo For Sale In The Historic Verona Building

January 22, 2015 by Eric Lowry Leave a Comment

Condo For Sale In The Historic Verona Building

Eric Lowry, CEO and Listing Specialist for The Lowry Team listed the two bedroom one and a half bath condo for sale in Cincinnati, Ohio. The condo is located in The Verona at Eden Park and it is listed for $169,900.

The Verona at Eden Park offers upgraded luxury condominiums with an old world charm. Built in 1908 as one of the first large, upscale communities, The Verona served as summer and weekend apartments for Cincinnati’s wealthy merchants and businessmen. In 2008 the building was added to the National Register of Historic Places.

Features of the condo include a granite kitchen with back splash and stainless steel appliances. The condo also has hardwood floors, nine foot high ceilings and six panel doors.

2356 Park Avenue 44 is conveniently located near I-71 in Walnut Hills. It is close to The University of Cincinnati, Xavier University and downtown Cincinnati. It is within walking distance of Eden Park. The garden style condominium comes with a one year home warranty.

Contact The Lowry Team to schedule a showing. 513-874-1830.

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.
Other articles you may be interested in:

The Lowry Team Keller Williams Realty: Testimonial Tuesday

This Month In Real Estate December 2014

Fannie Mae and Freddie Mac Are Offering 3% Down Programs

Do I Need A Bigger Down Payment Before I Purchase A Home?

Hire A Real Estate Agent To Get The Home That You Want

Search The Entire Cincinnati MLS For Homes For Sale

Find The Current Market Value of Your Home

Connect with us on Facebook

Connect with us on YouTube

Connect with us on Twitter

Mason Homes For Sale

January 21, 2015 by Eric Lowry Leave a Comment

Mason Homes For Sale

Mason Ohio is in zip code 45040. It has so much to offer with the convenience of being close to the cities of both Cincinnati and Dayton, Ohio.

Mason Homes For Sale $200,000 – $400,000

Mason Homes For Sale $400,000 – $600,000

Mason Homes For Sale $600,000 – $800,000

Mason Homes For Sale $800,000 – $1,000,000

Mason Homes For Sale Over $1,000,000

HISTORY OF MASON HOMES COMMUNITY

The Mason community is a Northern suburb of Cincinnati. It is located South of the city of Dayton. It is the largest city in Warren County. Mason has some of the best shopping, dining, and entertainment opportunities in the area. Residents enjoy a wide variety of amenities and activities and are proud to call Mason home.

MASON COMMUNITY AMENITIES

The Mason community is known for its many parks and golf courses. Residents can enjoy recreational facilities at more than a half a dozen parks that offer bike paths, hiking trails, fishing, playgrounds and shelters which are available for rental. Mason has many public and private 18 hole golf courses, putting greens and driving ranges. The Mason Community Center is a state of the art facility that has fitness and aquatic classes, organized sports, senior activities, health classes and screenings, enrichment programs and more.

MASON HOMES AND REAL ESTATE

Single family homes that can be found in the Mason community range from $100,000 to over $1,000,000. Mason also includes several condo and townhome communities that offer a golf course community lifestyle and all of the benefits of condo living. Condos and townhomes in Mason can range from $100,000 to $500,000. It is easy to buy or sell a home in the Mason community.

ACCESS TO AMENITIES

There is easy access to many amenities when you live in the Mason area, including:

Airports

Schools

Hospitals

Recreation

Shopping

Fine Dining and Restaurants

SCHOOLS AND COLLEGES

There are public and private schools in the Mason area. Mason is served by the Mason Local School District. Mason Schools are known for their excellence in academics, athletics and music programs. They consistently rank in Ohio’s Academic Top 10. There are also many private school opportunities. There are a lot of choices in Mason when fulfilling your child’s educational needs. A Mason real estate agent will be able to give you more detailed information about the schools rankings.

MASON REAL ESTATE MARKET

Mason features a variety of styles and sizes of homes and condos. There is also a large range of price options. Mason real estate is near parks and other recreational facilities such as Great Wolf Lodge, Kings Island and more, making it a popular place to live, work and play.

FLOOR PLANS

There are multiple floor plans to choose from in Mason. Choose a traditional or custom built home. There are many two story and ranch homes in the Mason area. Choose a home near a golf or pool community. Mason also includes several condo and townhome communities that offer all of the benefits of condo living.

RESTAURANTS

Mason is conveniently situated between the cities of Cincinnati and Dayton. It is located just minutes from I-75, I-71 and I-275. It is near many shopping, dining and entertainment options such as Deerfield Towne Center, Voice of America and Kings Island.

ACTIVITIES IN THE MASON AREA

Conveniently located between the cities of Cincinnati and Dayton, Mason is a quick drive to professional sporting events, casinos, theaters and more.

MASON IS A GREAT PLACE TO CALL HOME

Mason has been a family friendly neighborhood for many people who work in the Tri-State area. Money Magazine named Mason “7th Best Place To Live” in 2013. Contact a Mason Ohio real estate agent to find out more about the community and everything it has to offer.