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West Chester Ohio Homes For Sale Under $200,000

The Lowry Team Asks, “Can You Really Afford To Keep Renting?”

October 8, 2014 by Eric Lowry Leave a Comment

Can You Really Afford to Keep Renting?

With the rising cost of renting, many people are considering buying a home. However, some are worried about affordability. If you are paying rent, you can afford to buy a home.

Consider this example:

Buying A Home:

Mary’s $900 mortgage payment includes $700 of interest. Her total annual house payments are $10,800. At the end of the year, $8,400 of that is tax deductible ($700 x 12months). She is in the 28% tax bracket, so her savings are $2,352. Her actual housing cost for the year is $8,448.

Renting An Apartment:

Joe believes he can’t afford to buy. He pays $800 in rent each month which makes Joe’s housing costs for the year $9,600. He thinks he is saving money by renting, but he is actually spending $1,150 more than Mary, and he is not building any equity.

Interest rates remain very low and have largely been very stable. The current rate for a 30 year fixed rate loan is approximately 4.25% for a conventional loan and approximately 4.125% for an FHA loan. However, interest rates are expected to increase. The National Association of Realtors is projecting interest rates to rise to 5.4% by June 2015.

So the question you should ask yourself is:

Can You Really Afford to Keep Renting?

The Lowry Team has first time home buyer specialists that can help you through the entire home buying process. From pre-approval to closing, the experts on The Lowry Team can answer all of your questions and concerns and guide you to the benefits of home ownership.

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team, Keller Williams at 513-874-1830.

Ready to start searching for your first home? Start your home search here: www.LowryTeam.com

Here are some quick searches to get you started:

Liberty Township Ohio Homes For Sale Under $200,000

Mason Ohio Homes For Sale Under $200,000

Monroe Ohio Homes For Sale Under $200,000

Fairfield Township Ohio Homes For Sale Under $200,000

Fairfield Ohio Homes For Sale Under $200,000

Carriage Hill Homes For Sale In Liberty Township Ohio

October 7, 2014 by Eric Lowry Leave a Comment

Carriage Hill Homes For Sale In Liberty Township Ohio

Two new community neighborhoods are in the planning stages. There will be 27 new home sites in the new Walnut Point Ridge community and 29 new home sites in the expanding Oak Reserve community. Homes recently sold in Carriage Hill have ranged in price from $400,000 to a home sold by The Lowry Team for $1.5 million.

The Carriage Hill Subdivision sprawls over a lush landscape of over 400 acres with beautiful stocked lakes, streams, walking and biking paths and mature trees. There is a clubhouse, pool, picnic areas and playgrounds for residents’ enjoyment.

The Carriage Hill community is regulated by a homeowner’s association. The association was created to enhance and protect the value of the property owned by the members. The Carriage Hill Community Association manages all of the amenities and provides planned community events for all single family homes including the patio and courtyard homes located in Cypress Village. Cypress Village is a low maintenance, luxury home community for empty nesters and busy professionals. In addition to the Carriage Hill Community Association, Cypress Village has a community association that manages the lawn maintenance of individual home sites.

Carriage Hill Homes For Sale Under $300,000

Carriage Hill Homes For Sale From $300,000 – $400,000

Carriage Hill Homes For Sale From $400,000 – $500,000

Carriage Hill Homes For Sale From $500,000 – $600,000

Carriage Hill Homes For Sale From $600,000 – $700,000

Carriage Hill Homes For Sale From $700,000 – $800,000

Carriage Hill Homes For Sale From $800,000 – $900,000

Carriage Hill Homes For Sale From $900,000 – $1,000,000

Carriage Hill Homes For Sale over $1,000,000

The Carriage Hill subdivision is served by the Lakota Local School District. Lakota Local Schools are known for their excellence in academics, athletics and music programs. They are considered to be one of the top schools districts in the State of Ohio.

Carriage Hill is conveniently situated between the cities of Cincinnati and Dayton. It is located just minutes from I-75, I-275, and Union Centre Blvd. It is near many shopping, dining and entertainment options such as the new Liberty Center and Monroe Outlets. It is also close to one of the newest branches of Cincinnati Children’s Hospital.

Contact The Lowry Team today

to get in touch with a Carriage Hill Real Estate Agent.

The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team’s culture is that of a fun, high energy group who prides themselves on providing personal, professional real estate service.

The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Thinking of selling your Carriage Hill Home? Contact Eric Lowry, Carriage Hill Real Estate Agent.

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team – Keller Williams at 513-874-1830.

Other articles you may be interested in:

Liberty Township and West Chester Ohio Pool Communities

Homes For Sale Near Lakota Schools

Carriage Hill Homes For Sale

The Lowry Team Attends Realtor Day at Homearama 2014

The Lowry Team Sells A 2014 Homearama Home In Liberty Township

Search Homes For Sale in Liberty Township Ohio

Liberty Township New Construction Homes For Sale

Find The Current Market Value of Your Carriage Hill Home

Search the entire Cincinnati MLS

Carriage Hill Subdivision And Homes For Sale In Liberty Township

October 6, 2014 by Eric Lowry Leave a Comment

Carriage Hill Subdivision And Homes For Sale In Liberty Township

Carriage Hill Subdivision is located in Liberty Township, Ohio. Carriage Hill was the site of Homearama 2013 and 2014. Carriage Hill is made up of eight smaller neighborhoods within the subdivision. The Creeks, The Trails, Sycamore Point, Birch Point and Oak Reserve are just a few of those planned communities. Two new community neighborhoods are in the planning stages. There will be 27 new home sites in the new Walnut Point Ridge community and 29 new home sites in the expanding Oak Reserve community. Homes recently sold in Carriage Hill have ranged in price from $400,000 up to a home sold by The Lowry Team for $1.5 million.

The focal point of the Carriage Hill Subdivision is the historical Carriage House. Built in 1882, the building was initially used to store barley that was shipped to the Windisch-Mulhauser Brewing Company. In 2000 the building was moved to its current location to hold a collection of horse drawn wagons, sleighs and carriages. The Carriage House is now available for the private use of Carriage Hill residents. It is a place for residents to have movie nights, game day parties and other community events. It is also a great location for weddings, receptions and private parties.

Contact The Lowry Team today to get in touch with a Carriage Hill Real Estate Agent.

The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.

Other articles you may be interested in:

Liberty Township and West Chester Ohio Pool Communities

Homes For Sale Near Lakota Schools

Carriage Hill Homes For Sale

The Lowry Team Attends Realtor Day at Homearama 2014

The Lowry Team Sells A 2014 Homearama Home In Liberty Township

Search Homes For Sale in Liberty Township Ohio

Liberty Township New Construction Homes For Sale

Find The Current Market Value of Your Carriage Hill Home

West Chester Ohio Is One Of The Best Places To Live

The Lowry Team Keller Williams :: Trick Or Treat Safety Tips

October 6, 2014 by Eric Lowry Leave a Comment

The Lowry Team Keller Williams :: Trick Or Treat Safety Tips

Halloween can be lots of fun for ghouls and goblins but it can also be dangerous! The Lowry Team shares a few safety tips to keep in mind when trick or treating.

1 – See and Be Seen – Many accidents take place because of impaired vision or from the inability to see the trick or treater. Make sure drivers and other trick or treaters can see you. It is a very good idea to put reflective tape on your costume. Also, consider wearing a glow stick as a bracelet or necklace. Masks can inhibit your vision. Try face paint instead of a mask this year. Carry a flashlight so you can see where you are walking.

2 – Don’t talk to strangers – Don’t trick or treat alone! Go with an adult and/or a group of friends. Trick or treat in your neighborhood and only go to the houses of families that you know. Never approach and talk to a stranger that is in their car.

3 – You’ve got to be “tripping” me! – Most accidents that occur on Halloween are caused by tripping and falling. Make certain that your costume fits appropriately. Costumes that trail along the ground are a tripping hazard. Wear comfortable shoes that fit properly. Heels can can get caught in a costume or in the sidewalk. As exciting as Halloween night is, walk and don’t run.

4 – Fire Safety – Wear flame retardant costumes and materials. Use caution around candles and other flames. Many families have lit candles, jack o’ lanterns and fire pits outside on Halloween night. Especially on a windy night, this can be very dangerous.

5 – Check it out – Wait to eat your candy until you get home. Once inside your well-lit house, look carefully at each piece of candy. Make sure to throw away any pieces that have wrappers that are torn or have holes in them. If you received a homemade treat from someone you do not know, throw that out as well.

THE LOWRY TEAM wishes you a Safe and Happy Halloween!

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team, Keller Williams at 513-874-1830.

Other articles you may be interested in:

Fall Festival Fun

House of Horrors

The Lowry Team Keller Williams :: Lisa Tesmer’s Bucket List

Cincinnati Ohio Is The Best City For Recreation

Search Homes For Sale

Find the Current Market Value of Your Home