First Time homebuyers Archives

Buying A Home In The Current Housing Market

The Lowry Team Keller Williams :: The Value Of Being Pre-Approved

August 26, 2014 by Eric Lowry Leave a Comment

The Lowry Team Keller Williams :: The Value Of Being Pre-Approved

The Lowry Team wants to make certain that you take all of the steps necessary to get the home of your dreams. In doing so, it is important to note that there is a difference between pre-qualification and pre-approval for a loan.

Pre-qualification is the lender’s best guess estimate of what you can afford. It is not a guarantee. Pre-approval, on the other hand, is a firm commitment from your lender based on your actual finances. If you know what you want, pre-approval can help ensure you get it.

The Lowry Team likes to work with Rapid Mortgage. Justin Phillips, Branch Manager for Rapid Mortgage Company can begin the loan process for you.

If you are considering buying your first home or are looking to move into your dream home, Contact a member of The Lowry Team.

The Lowry Team is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team’s culture is that of a fun, high energy group who prides themselves on providing, personal, professional real estate service.

The Lowry Team is “Different by Design”…taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and sellers can reach The Lowry Team – Keller Williams at: 513-874-1830.

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Contact The Lowry Team today

Foto Friday – Beckett Ridge Golf Course

August 15, 2014 by Eric Lowry Leave a Comment

Foto Friday – Beckett Ridge Golf Course

Among the rolling hills of the Beckett Ridge Subdivision is the Beckett Ridge Golf Club. The 18 hole golf course was designed by golf architect Jack Kidwell. The golf course has always been highly ranked in Southwestern Ohio. The greens and fairways are very well maintained.

The Beckett Ridge Golf Club is open to the public. Fees can range from $25 to $50 depending on the day, time of day and specials. The rates are subject to change. Rates include cart but not taxes. Proper attire is required. Each golf player must have one golf bag and set of clubs. The Beckett Ridge Golf Club also has a pro shop, golf range, grille and bar.

There are many benefits of becoming a member at Beckett Ridge. There are currently no initiation fees, food and beverage minimums or assessments. You can play unlimited golf all year with no green fees. There are member only tournaments, 14 day advanced tee times and you get full use of the locker rooms. As a member of the golf club you can combine your membership with the new fitness center.

Beckett Ridge real estate features a variety of styles and sizes of homes. Home Prices in Beckett Ridge can range from the low 100’s to over one million dollars. Homes on golf course lots can be found in many of the different price ranges in Beckett Ridge. Beckett Ridge also includes several condo and townhome communities that offer a golf course community lifestyle and all of the benefits of condo living.

Beckett Ridge is served by the Lakota Local School District. Lakota Local Schools are known for their excellence in academics, athletics and music programs. Freedom Elementary School and Ridge Middle School are located within the neighborhoods of Beckett Ridge.

Beckett Ridge is located just minutes from I-75, I-275, Union Centre Blvd and many shopping, dining and entertainment options. Beckett Ridge has been a family friendly neighborhood for many people who work in the Tri-State area. In 2005 Money Magazine named West Chester Township one of the most desirable places to live.

to get in touch with a Beckett Ridge Real Estate Agent.

Thinking of selling your Beckett Ridge Home? Contact Eric Lowry, Beckett Ridge Real Estate Agent.

Don’t Hire an Agent…Hire a Team. The Lowry Team.

Buyers and Sellers can reach The Lowry Team – Keller Williams at 513-874-1830.

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Buying A Home In Today’s Market

The Lowry Team Keller Williams :: Buying A Home In The Current Housing Market

August 14, 2014 by Eric Lowry Leave a Comment

The Lowry Team Keller Williams :: Buying A Home In The Current Housing Market

The Lowry Team is seeing the local housing market in the West Chester and Liberty Township areas rising steadily. For homes that are in great condition, staged to sell and priced right, this is leading to multiple offers on the home.

Back before the decline in the housing market, buyers had the advantage when buying a home. There was a surplus of homes for sale so buyers had plenty of houses to choose from. They could take their time house hunting, make a low ball offer and if it was not accepted move on to the next house that met their criteria.

In the current housing market, inventory is low. Sellers have the upper hand in negotiations.

The Lowry Team has 5 tips that will help you win the house of your dreams.

1. Get pre-approved for a loan. The Lowry Team likes to work with Rapid Mortgage. Justin Phillips, Branch Manager for Rapid Mortgage Company can begin the loan process for you. It is important to have a pre approval letter when making an offer.

2. Have a consultation with your buyer’s agent before you start looking at houses. Be clear on what you want and need in a home. This will allow you to move fast.

3. When writing an offer, make it strong and solid. The Lowry Team has seen many houses sell at and above listing price in recent months.

4. Do not ask for a lot of seller concessions. Keep the offer as clean as possible.

5. Work with one of the buyer’s agents on The Lowry Team. Jessica Lowry, Lisa Tesmer and Darryl Smith will look out for your best interests.

Contact The Lowry Team of Keller Williams Realty Associate Partners today to get in touch with a buyer specialist.

Buyers and sellers can reach The Lowry Team –

Keller Williams Realty at

513-874-1830.

Other Articles You May Be Interested In:

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Buying A Home In Today’s Market

The Lowry Team Keller Williams :: 1st Time Home Buyer Specialists

August 12, 2014 by Eric Lowry Leave a Comment

The Lowry Team Keller Williams :: 1st Time Home Buyer Specialists

The Lowry Team‘s specialty is working with first time home buyers. It makes us feel great to guide and consult people who are just starting their home buying journey. If you are looking to buy, please know we are available to help you at each and every step of the way. We want to make sure that your home buying experience is every bit as simple and enjoyable as it should be.

Owning a home is a personal accomplishment as well as a sound financial investment. Studies show that owning a home is associated with feelings of happiness, independence and achievement. Home ownership is considered the best long term investment by all age groups and almost every income levels.

Consider investing in your first home and have The Lowry Team help you. You need a good agent who will work hard for you. When you hire us to help you buy your first home, we want to know what you want and how much you can afford. Then we will find a way to merge these two priorities and find a residence that you’ll enjoy owning.

Contact The Lowry Team of Keller Williams Realty Associate Partners today to get in touch with a 1st time home buyer specialist.

Buyers and sellers can reach The Lowry Team – Keller Williams Realty at: 513-874-1830.

Other Articles You May Be Interested In:

Villages Of Providence Subdivision And Homes For Sale In West Chester

The 6 Most Essential Home Buyer Tips

Beckett Ridge Subdivision and Homes For Sale

First Time Home Buyer Neighborhoods

Search Homes and Condos For Sale

Find The Current Value of My Home