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West Chester OH Real Estate: Business Week Article On Home Buying

December 14, 2009 by Eric Lowry Leave a Comment

Business Week magazine has a pretty interesting article on the opportunities that are out there for home buyers right now.  I don’t agree with the title, but the information is very valid.

Click here to read the article from Business Week magazine

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Ohio?

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Filed Under: Buyers, Financing, First-time Homebuyer, Real Estate Information, Real Estate News Tagged With: 1st time homebuyers, Beckett Ridge Homes For Sale, Beckett Ridge Realtor, Cincinnati, Eric Lowry, Eric's Hassle Free Listing, FHA Financing, home buying, Home Prices, Interest Rates, Keller Williams Realty, Liberty Township Homes For Sale, Ohio, West Chester Homes For Sale

West Chester OH Community News: The Olde West Chester Christmas Walk

November 9, 2009 by Eric Lowry Leave a Comment

The Olde West Chester Christmas Walk is this weekend.  Events and activities are held on both Friday, November 13th and Saturday, November 14th.  The Christmas Tree lighting is on Friday at 7:00pm at the West Chester Township office and the annual parade is on Saturday evening beginning at 7:00pm

You can get more details at:

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Ohio?

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Filed Under: Beckett Ridge Homes For Sale, Fairfield Township Homes For Sale, Liberty Township Ohio Homes For Sale, Liberty Twp Community Info, West Chester Community Info, West Chester Ohio Homes For Sale Tagged With: Eric Lowry, Keller Williams Realty, LowryTeam.com, Ohio, Old West Chester Christmas Walk, Olde West Chester, Top Selling Realtor, West Chester Community Info, West Chester Homes For Sale

West Chester OH Real Estate: Home Buyer Tax Credit Details

November 8, 2009 by Eric Lowry Leave a Comment

The President has approved the first-time home buyer tax credit extension which will extend the tax credit of up to $8000 until April 30, 2010.

The extension is part of a large economic stimulus bill that will extend the $8,000 tax credit for home buyers who are purchasing their first home from the current November 30, 2009 deadline and expands the program to offer a credit of $6,500 to homeowners who have lived in their current home for at least five years and are seeking to buy a home.

The following details apply to the home buyer tax credit expansion:
First-time home buyers, who are defined by the law as buyers who have not owned a principal residence during the three-year period prior to the purchase, may be eligible for up to an $8,000 tax credit. This is the tax credit that has been in place this year and is largely credited with keeping the housing market as stable as it has been,
Current homeowners who have been residing in their principal residence for five consecutive years out of the last eight and are purchasing a new home to be their principal residence, may be eligible for up to a $6,500 tax credit.

Who is Eligible??

Income Limits:
Home buyers who file as single or head-of-household taxpayers can claim the full credit ($8,000 for first-time buyers and $6,500 for repeat buyers) if their modified adjusted gross income is less than $125,000 or for married couples filing a joint return, the combined income limit is $225,000.
Single or head-of-household taxpayers who earn between $125,000 and $145,000, and married couples who earn between $225,000 and $245,000 are eligible to receive a partial credit.

Effective Dates:
The eligibility period for the tax credit is for homes purchased after Nov. 6, 2009, and before May 1, 2010. However, home purchases under contract by April 30, 2010, will qualify for the tax credit provided closing occurs prior to July 1, 2010.

Types of Homes that Qualify:
All homes with a purchase price of less than $800,000 qualify, including newly-constructed or resale, and single-family detached, town homes or condominiums, provided that the home will be used as their principal residence. Vacation home and rental property purchases don’t qualify.

Tax Credit is Refundable:
This means that if the amount of income taxes you owe is less than the credit amount you qualify for, the government will send you a check for the difference.
As an example a first-time buyer who qualifies for the full $8,000 credit who owes $5,000 in federal income taxes would pay nothing to the IRS and receive a $3,000 payment from the government. If you are due to receive a $1,000 refund, you would receive $9,000 ($1,000 plus the $8,000 first-time home buyer tax credit).
A repeat buyer who owes $5,000 would pay nothing to the IRS and receive $1,500 back from the government. If you are due to get a $1,000 refund, you would get $7,500 ($1,000 plus the $6,500 repeat buyer tax credit).
All qualified home buyers can take the tax credit on their 2009 or 2010 income tax return.

Payback Provisions:
The tax credit is a true credit. It does not have to be repaid unless the home owner sells or stops using the home as their principal residence within three years after the purchase.

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Ohio?

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Filed Under: Financing, First-time Homebuyer, Real Estate Information, Real Estate News, Tax Credit Tagged With: Beckett Ridge, Cincinnati, Eric Lowry, Financing, First Time homebuyers, Housing Tax Credit, Keller Williams Realty, LowryTeam.com, Mortgages, Ohio, West Chester Homes For Sale

West Chester OH Real Estate: Senate Votes To Extend And Expand The Tax Credit

November 4, 2009 by Eric Lowry Leave a Comment

The Senate has voted to extend the first time home buyer tax credit and expand it to home buyers that have lived in there current home of the past five years or longer.  The House is to vote on this tomorrow and is expected to approve it and send it on to the President for his signature.  You can read the news article on CNBC by clicking here

There are details of this to be worked out yet in Washington, but this is huge news if you are thinking of buying a home.

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Filed Under: Beckett Ridge Homes For Sale, Financing, First-time Homebuyer, Liberty Township Ohio Homes For Sale, Real Estate Information, Real Estate News, West Chester Ohio Homes For Sale Tagged With: 1st time homebuyers, Beckett Ridge, Eric Lowry, First Time homebuyers, Housing Tax Credit, Keller Williams Realty, Liberty Township Homes For Sale, LowryTeam.com, West Chester Homes For Sale

West Chester, OH Real Estate: Home Buyer Tax Credit May Be Extended

October 12, 2009 by Eric Lowry Leave a Comment

There has been a push in the House to get the First Time Home Buyer Tax Credit extended, as well as expanded.  Last week the House passed a bill extending the $8,000 tax credit into next year for military, diplomatic and intelligence workers who have been working overseas.  This bill’s passage leaves many hopeful that an extension for regular first time home buyers will pass as well.  Much of the increase of real estate sales has been attributed to the First Time Home Buyer Tax Credit.

There is a strong sentiment to extend the First Time Home Buyer Tax Credit because the real estate market is not seen as completely stable yet.  The hope is that if the tax credit is extended then real estate sales will continue to improve.  If the credit gets opened up to include all home buyers, as some would hope, then real estate sales volume is expected to pick up quite a bit.

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Ohio?

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Filed Under: Financing, First-time Homebuyer, Real Estate Information, Real Estate News, West Chester Community Info Tagged With: Cincinnati, Eric Lowry, FHA Financing, First Time homebuyers, Housing Tax Credit, Keller Williams Realty, Liberty Township Homes For Sale, LowryTeam.com, Ohio, West Chester Homes For Sale

West Chester, Ohio Real Estate: New Listing In Beckett Ridge!

July 22, 2009 by Eric Lowry Leave a Comment

West Chester, Ohio Real Estate: New Listing In Beckett Ridge!

New Listing On LowryTeam.com…

 

5254 Woodcliff Court, West Chester, Ohio 45069

West Chester, Ohio 45069

Lakota Schools

$269,900  – Two Bedrooms – Two Full Baths, One Half Bath

This Is A Terrific Ranch Style Home In West Chester, Ohio:

  • The Woods Of Beckett!
  • Terrific Updated, Island Kitchen
  • Cathedral Family Room w/ Gas Fireplace
  • Large Master Suite w/ Deck Overlooking Wooded Setting
  • Finished, Walkout Lower Level 
  • Lower Level Features Fireplace, Bar, Bedroom & Full Bath
  • Formal Dining Room w/ Laminate Floors
  • First Floor Laundry
  • Beautiful Outdoor Setting – Perfect For Entertaining
  • Beckett Ridge Golf Course View
  • Close To Shopping, Dining & Expressways

Wondering what your home is worth in today’s real estate market?  Request a market analysis here!

 Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

Filed Under: Beckett Ridge Homes For Sale, New Listings, Real Estate Information, West Chester Ohio Homes For Sale Tagged With: Beckett Ridge, Beckett Ridge Golf Course View, Beckett Ridge Homes For Sale, Beckett Ridge Realtor, Cincinnati, Eric Lowry, Liberty Township Real Estate, LowryTeam.com, New Listings, Ohio, Sibcy Cline Realtors, West Chester Homes For Sale, West Chester Ohio Real Estate, Your Homes Value

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