First Time Homebuyer Series: 3 Steps To Getting Started
1. Hire A Real Estate Agent
Buying a home as a first time homebuyer is a complex process, one that a real estate agent specializes in navigating. A real estate agent will advocate for you and your interests throughout the whole process, which makes it important for you to find the agent that will best fit your needs. The Lowry Team takes a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator and a Marketing Director. This ensures that you get more focused attention and your home buying or selling process goes as smoothly as possible.
2. Get Preapproved
Getting preapproved acts as a dry run of the loan application process. The mortgage lender uses details about your credit, income, assets, and debts to estimate how much mortgage you can afford. This reduces the potential frustration of looking at homes beyond your means. A preapproval also serves as a good indication to potential sellers of your general creditworthiness. Most sellers will not accept an offer without at least a pre-approval letter; so if you are serious about buying a home this should be one of the first steps you take towards purchasing your new home. The Lowry Team works with a preferred lender that will help you with this important step towards buying your dream home.
Read The First Part Of The First Time Homebuyer Series Here
3. Narrow your search areas
Maybe there is a particular part of town you have always wanted to live, maybe you need easy access to the highways for your job commute. Your real estate agent will help you narrow down your search to the areas that fit your needs best. The Lowry Team specializes in in West Chester, Liberty Township, Mason, Monroe, Fairfield Township and the Northern Suburbs of Cincinnati. You can find more information and search homes for sale in different communities at www.LowryTeam.com/search
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