Searching For A New Home Archives -

First Time Homebuyer Series: 3 Steps To Getting Started

September 30, 2013 by Eric Lowry Leave a Comment

First Time Homebuyer Series: 3 Steps To Getting Started

1. Hire A Real Estate Agent
Buying a home as a first time homebuyer is a complex process, one that a real estate agent specializes in navigating. A real estate agent will advocate for you and your interests throughout the whole process, which makes it important for you to find the agent that will best fit your needs. The Lowry Team takes a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator and a Marketing Director. This ensures that you get more focused attention and your home buying or selling process goes as smoothly as possible.

2. Get Preapproved
Getting preapproved acts as a dry run of the loan application process. The mortgage lender uses details about your credit, income, assets, and debts to estimate how much mortgage you can afford. This reduces the potential frustration of looking at homes beyond your means. A preapproval also serves as a good indication to potential sellers of your general creditworthiness. Most sellers will not accept an offer without at least a pre-approval letter; so if you are serious about buying a home this should be one of the first steps you take towards purchasing your new home. The Lowry Team works with a preferred lender that will help you with this important step towards buying your dream home.

Read The First Part Of The First Time Homebuyer Series Here

3. Narrow your search areas

Maybe there is a particular part of town you have always wanted to live, maybe you need easy access to the highways for your job commute. Your real estate agent will help you narrow down your search to the areas that fit your needs best. The Lowry Team specializes in in West Chester, Liberty Township, Mason, Monroe, Fairfield Township and the Northern Suburbs of Cincinnati. You can find more information and search homes for sale in different communities at www.LowryTeam.com/search

Homearama 2012 Starts This Weekend – Tuesday Open House – June 5, 2012

June 5, 2012 by Eric Lowry Leave a Comment

It’s Tuesday, so this must be the Tuesday Open House – West Chester & Mason Ohio Real Estate News

What is Tuesday Open House?? Well, it’s clearly not an “open house”. Open Houses don’t sell homes… great internet marketing does… however it makes a really great title for a weekly blog post on Cincinnati Ohio Real Estate News.

It is my way of throwing the doors open on the RealEstate-Ink.com blog and offering up a few quick articles and facts on real estate for the West Chester, Liberty Township, Beckett Ridge, Mason and Fairfield Township, Ohio areas. It is not intended to be all about homes for sale, but it will be about that some of the time…

Homearama 2012 Starts This Weekend:

Homearama 2012. Homearama 2012 in Cincinnati starts this weekend. The 2012 Homearama is 01ing held at Willows Bend subdivision in Miami Township. This is the 50th Anniversary of the luxury home show. This year’s show features homes built by six luxury homebuilders in prices ranging from $675,000 – $950,000. You can view the Home-a-rama neighborhood homes listed for sale here

In honor of the start of Cincinnati’s Luxury Home Show, we will take a look back at some of the previous Homearama show sites from previous years. If you are an every year attendee of Homearama here in Cincinnati then you will remember some of these:

Last years show (2011) was held in Foxborough subdivision in West Chester Ohio. This was the first year that the Homearama Home Show returned after being cancelled in 2010. If you are wondering what the current homes for sale in Foxborough look like you can see them here

Homearama 2009 was the year that we saw the downsizing of the prices and sizes of the Homearama homes. In 2009 Homearama was held in Carmelle subdivision in Mason Ohio. This was a departure from previous years when the homes kept getting larger and more expensive every year. You can get a look at the homes for sale in Carmelle in Mason here.

Homearama was in fact held in Mason for a run of five out of six years from 2004 through 2009. Three of the Homearama home shows, 2005, 2006 and 2008 were held in the Long Cove community, a very high end neighborhood located within walking distance of the Deerfield Town Centre. You can view the Homes in Long Cove for sale here. As of this writing there were 24 of them.

There have been many fine communities over the years that have hosted this terrific luxury home show. Chestnut Hill in Mason, Four Bridges In Liberty Township (twice) and of course Rivers Bend.

If you would like more information on any of these terrific neighborhoods give us a call at 513-874-1830 or simply fill out the contact form below and will be in touch just as quickly as we can.

Search Fairfield Township Ohio Homes For Sale and Real Estate

May 8, 2012 by Eric Lowry Leave a Comment

Welcome to the Fairfield Ohio homes and real estate portal: your single stop for finding Fairfield Township Ohio Homes For Sale .

Buy
Sell
Meet
Contact The Lowry Team

Fairfield Township Ohio Single Family Homes for Sale

Fairfield Township Ohio Condos & Townhomes for Sale

Communities Served

Beckett Ridge Ohio
Cincinnati Ohio
Deerfield Township Ohio
Fairfield Township Ohio
Fairfield Ohio
Liberty Township, Ohio
Maineville Ohio
Mason Ohio
Monroe Ohio
West Chester Ohio

Why Register?

You’ll get:

Access to thousands of home listings
Email alerts for homes in your area
Personalized home searches
Faster searching with saved searches
Ability to save homes you like

Welcome to the Fairfield Township Ohio homes for sale and real estate portal: your single stop for finding a home in Fairfield Township Ohio. Here you can search every available home for sale in Fairfield Township Ohio.

As of today there are many homes and properties for sale that are available to search. The number of homes changes daily, so be sure to keep coming back right here, to the best site for Fairfield Township Ohio homes for sale.

Fairfield Township Ohio Realtor

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Search West Chester Ohio Homes For Sale and Real Estate

April 1, 2012 by Eric Lowry Leave a Comment

Welcome to the West Chester, Liberty Township & Mason Ohio homes and real estate portal: your single stop for finding West Chester Ohio Homes For Sale .

Buy
Sell
Meet
Contact The Lowry Team

West Chester Single Family Homes for Sale

West Chester Condos & Townhomes for Sale

Communities Served

Beckett Ridge Ohio
Cincinnati Ohio
Deerfield Township Ohio
Fairfield Township Ohio
Fairfield Ohio
Liberty Township, Ohio
Maineville Ohio
Mason Ohio
Monroe Ohio
West Chester Ohio

Why Register?

You’ll get:

Access to thousands of home listings
Email alerts for homes in your area
Personalized home searches
Faster searching with saved searches
Ability to save homes you like

Sign Up Today! West Chester Ohio Homes for Sale

Welcome to the West Chester Ohio homes for sale and real estate portal: your single stop for finding a home in West Chester Ohio. Here you can search every available home for sale in West Chester Ohio.
As of today there are many homes and properties for sale that are available to search. The number of homes changes daily, so be sure to keep coming back right here, to the best site for West Chester Ohio homes for sale.

West Chester & Mason Ohio Homebuyers To Face Higher FHA Mortgage Insurance Costs

March 7, 2012 by Eric Lowry Leave a Comment

West Chester & Mason Ohio Homebuyers To Face Higher FHA Mortgage Insurance Costs

Homebuying is about to get quite a bit more expensive for many home buyers in West Chester & Mason Ohio, not just first time homebuyers. No, interest rates are not on the rise (yet). It’s the cost of mortgage insurance that is going up. The Federal Housing Administration (FHA) which backs mortgages that allow for smaller down payments has announced that it is increasing the cost on two types of fees that homebuyers must pay.

The increase in the mortgage insurance costs is two fold for FHA backed mortgages. (1) the FHA has announced that it will increase it’s annual mortgage insurance premium by .10 of a percentage point for loans under $625,000, which will now cost 1.25% of the loan amount. This increase takes effect on April 1st. (2) the second fee being raised is the upfront mortgage premium. It is being raised by .75 of a percentage point, making the premium 1.75% of the loan amount. This fee is often rolled into the mortgage.

Moral of the story… you may want to get a home under contract to purchase and a mortgage loan application submitted before April 1st if you would like to avoid these higher costs of obtaining a mortgage. All of this assumes of course that you are obtaining an FHA backed mortgage. If you are using a conventional mortgage to buy a home this increase does not effect you.

What Are Mortgage Interest Rates In West Chester & Mason Ohio?

September 23, 2011 by Eric Lowry Leave a Comment

What are Mortgage Interest Rates in West Chester, Liberty Township & Mason Ohio??

LowryTeam.com Mortgage Interest Rate Update

Have mortgage interest rates hit their lows? Will they continue to move ~~higher~~ lower? These are good questions. The truth of the matter is nobody knows for sure. We had seen an uptick in mortgage interest rates in West Chester & Mason Ohio earlier this year, only to see them sag back down again, as you can see on the graph. The interest rates are now hovering around in a range between 4.00% – 4.25% for a 30 year fixed rate mortage.

It has seemed like in West Chester and Mason Ohio that we had seen the lowest levels and that interest rates would likely continue to edge a little higher and then the economy shows continued weekness overall and the rates sag back down again. The only certainty that exists right now is that these are historically low rates for home purchases.

Get preapproved for your mortgage before you begin to search for homes.

You can start your search for a new home in West Chester, Beckett Ridge or Liberty Township, Ohio right here using our real estate search engine – LowryTeam.com.

Wondering what your home is worth in today’s real estate market? Request a market analysis here!

Have questions about buying a home or getting pre-approved for a mortgage? Fill out the form below and we will happy to answer your questions and assist you.