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Beckett Ridge is a diverse community covering over 1800 acres with various types of dwelling units from condos to single family homes. Since our community was developed over several years and each unique section of our community was required to provide a set of documents for their new homeowners, 33 years later, we have variously similar, but different documents making up the package of homeowner documents for Beckett Ridge.

Over the past two years the Beckett Ridge Homeowners Board has been evaluating various approaches for consolidating our homeowners’ documents. These basic documents are used to define our community and when coupled with our restrictions they become very important documents for home buyers planning to purchase a home in our community and financial companies seeking to finance or insure our homes. With the assistance of our attorney we have now completed our work on this effort and wish to present to the homeowners of Beckett Ridge a revised set of Declarations and Code of Regulations for your approval.

Voting will be by parcel therefore, only one vote will be allowed per dwelling unit address and one signature per parcel will also be required to validate your ballot. Official ballots can only be cast by those Members of the Beckett Ridge Homeowner Association in good standing as of July 1, 2010. To be considered in good standing all dues and fees must be paid in full on the Parcel by July 1, 2010. The Board Highly Recommends you vote “YES” in support of this resolution. The expression of your support for this resolution is very important to all of us. While we hope you will vote yes, we want you to be aware that consistent with the legal opinion given to the board on February 22, 2010, regarding voting procedures, all Parcels that do not submit a ballot regarding this resolution will be casting a vote in support (Yes) for the resolution.

If you did not have the opportunity to attend our Annual Meeting in March or one of the five HOmeowners Meetings held between April 10th and June 8th then you can view the proposed documents at www.beckett-ridge.org.

Sincerely,

The Beckett Ridge Homeowners Board

Dennis Bender, Dave Burling, George Hulsizer, Debbie Olszowka, Sharon Palm. Terri McGill-Wong and Burt Young

So, whether you support this revision in the homeowners asssocation for Beckett Ridge or not, it is very important that you vote. Your ballot must be received by July 28th, 2010.

Click Here To Search The Entire Cincinnati MLS Database Of Homes For Sale!

Wondering what your home is worth in today’s real estate market? Request a market analysis here!

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West Chester & Liberty Township OH Real Estate: FHA Loans

July 12, 2010 by Eric Lowry Leave a Comment

1. FHA loans are not only for first time homebuyers.

Many people believe FHA loans are available only to first-time home buyers, but this is not true. While it’s true many home buyers are buying their first home using an FHA loan, but a large number of move up/repeat home buyers are also utilizing the opportunity of the FHA loans as a home financing option.

2. FHA loans are not only for lower-income homebuyers.

FHA loans are available to everyone. There are many homebuyers in West Chester and Liberty Township Ohio using FHA financing. There are no income restrictions tied to FHA loans. Just as with conventional mortgage financing, home buyers do need to qualify for a mortgage based on their income, monthly debt obligations and credit scores.

3. FHA loans are not just for small mortgages.

Currently in Butler County, Warren County and Hamilton County, Ohio the FHA loan limits are $337,500. Keep in mind that this is the loan limit. So, as an example, someone buying a home with a 3.5% down payment could buy a home for as much as a $350,000 purchase price. Which leads to my last point on FHA mortgage lending.

4. FHA loans are often more affordable than conventional financing. FHA loans offer very competitive interest rates when compared to other loans. Home buyers also benefit from a much lower down payment, as I mentioned above. The down payment required to buy a home can be as low as 3.50%. And also the mortgage insurance premium may be lower on the FHA financing when compared to the conventional mortgage insurance for loans with less that 20% down.

For more information on FHA financing or for a referral to a terrific mortgage loan consultant please call Eric Lowry at (513) 874-1830 or visit our website, LowryTeam.com.

Click Here To Search The Entire Cincinnati MLS Database Of Homes For Sale!

Wondering what your home is worth in today’s real estate market? Request a market analysis here!

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

West Chester & Liberty Township OH Real Estate: This Month In Real Estate July 2010

July 9, 2010 by Eric Lowry Leave a Comment

Click Here To Search The Entire Cincinnati MLS Database Of Homes For Sale!

Wondering what your home is worth in today’s real estate market? Request a market analysis here!

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

West Chester & Liberty Township OH Real Estate: Homearama 2011 Update

July 7, 2010 by Eric Lowry Leave a Comment

According to the Cincinnati Business Courier article online today they said six builders have agreed to participate in the 2011 Homearama home show. The Home Builders Association of Greater Cincinnati conducts the home show each year. They had previously announced (read my previous post on Homearama 2011 here) that next year’s show would be held in West Chester in the Foxborough subdivision.

The six builders include Artisan Estate Homes, Daniels Homes, Greystone Homes, Hensley Custom Building Group, Jack H. Wieland Builders and Zaring Premier Homes. The Homearama home show in 2011 will feature homes listed for sale from $550,000 – $850,000.

You can read the full story about the annoucement of the home builders for Homearama 2011 here

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Search the entire MLS database of homes for sale here!

Wondering what your home is worth in today’s real estate market? Request a market analysis here!

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Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

West Chester & Liberty Township OH Real Estate: Tuesday Open House – July 07, 2010

July 6, 2010 by Eric Lowry Leave a Comment

It’s Tuesday, so this must be the Tuesday Open House.

What is Tuesday Open House?? Well, it’s clearly not an “open house”. Open Houses don’t sell homes… good internet marketing does… but it seemed like a good title for this weekly blog post.

It is my way of throwing the doors open on the RealEstate-Ink.com blog and offering up a few quick articles and facts on real estate for the West Chester, Liberty Township, Beckett Ridge, Mason and Fairfield Township, Ohio areas. It is not intended to be all about homes for sale, but it will be about that some of the time…

Beckett Ridge Homeowners Association: The Board for the Beckett Ridge Homeowners Association has presented to the homeowners of Beckett Ridge a revised set of Declarations and Code of Conduct for their approval. Each parcel in the Beckett Ridge Association will have one vote in this approval process. The interesting fact with this vote is that the board has decided based on their legal counsel’s opinion that if you do not submit a ballot, your ballot will be counted for the resolution. What this means is the resolution is almost guaranteed to pass as a huge majority of the homeowners will not vote. They never do. Your ballot must be received by July 28th, 2010 for it to count. You can find out more about this very important resolution and ballot here >>Beckett Ridge Homeowners Association

Buying a home: If you are currently in the process of buying a home and getting a mortgage don’t buy anything. According to the New York Times Fannie Mae has started requiring lenders to recheck a borrower’s finances shortly before closing the loan. If a broker or lender finds significant changes, the loan could be delayed, or in some cases, denied. For years now we have cautioned borrowers against charging up their credit cards or changing jobs before the closing date on a home loan, but now this advice seems especially prudent. You can read the entire article on homebuyer financing here>> Buyer Mortgage Financing

Searching for Homes For Sale: Searching for homes for sale in West Chester, Liberty Township, Beckett Ridge, Mason or Fairfield Township? Search for homes using our MLS search feature which gives you access to the entire Cincinnati MLS and allows you to save home searches, receive notifications of new listings and also be alerted to price changes on home listings that match your search criteria. You can search for homes for sale by clicking here to start your search now >>Search the MLS

Our facebook fan page of the week is: The Cincinnati Reds You can find information on the Reds, information on events and giveaways and great player information. As of this writing their page has 140,410 fans, so I ask that you check out their fan page, become a fan and invite your facebook friends to do the same.

While you are on facebook checking out the Cincinnati Reds fan page, please visit and become a fan of our facebook page:

Click Here To Search The Entire Cincinnati MLS Database Of Homes For Sale!

Wondering what your home is worth in today’s real estate market? Request a market analysis here!

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio