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Liberty Township Ohio Homes For Sale

December 14, 2011 by Eric Lowry Leave a Comment

Liberty Township Ohio Homes For Sale

Welcome to the Liberty Township Ohio homes for sale and real estate search engine, your single resource for finding a home in Liberty Township Ohio. With our real estate search engine you can search every available home for sale in Liberty Township. Some of the subdivisions that are located in Liberty Township include Four Bridges subdivision, The Trails Of Four Bridges, Welbourne Manor subdivision, Welbourne Farms subdivision, Cherokee Estates subdivision, Logsdons Ridge subdivision, Wynds of Liberty subdivision and many, many more.

At any given time there are many homes and some condos listed for sale in Liberty Township OH that are available for your online real estate search. New listings and price changes are updated to our site every day, so be sure to check back to see the latest listings for sale in Liberty Township Ohio.

Liberty Township Ohio Single Family Homes For Sale

Liberty Township Ohio Condos & Townhomes For Sale

Liberty Township Ohio Luxury Homes For Sale

In addition to being able to view all of the homes listed for sale in Liberty Township Ohio you can also access detailed information on the Liberty Township OH community, information on the Lakota school system and comprehensive information on home values and pricing trends for Liberty Township Ohio real estate.

Buy a home in Liberty Township Ohio with confidence. We know your home purchase is a big decision and that’s why we specialize in the Northern suburbs of Cincinnati like Liberty Township. We know these neighborhoods, where the schools are, how close the grocery stores and the daycare’s are.

Have a questions about the Liberty Township area? Ready to go see some homes? Contact us right now using the form below and we will respond back to you as quickly as we can!

West Chester OH Real Estate: Homes For Sale In West Chester Ohio

December 14, 2011 by Eric Lowry Leave a Comment

West Chester Ohio Homes For Sale

Welcome to the West Chester Ohio homes for sale and real estate search engine, your single resource for finding a home in West Chester Ohio. With our real estate search engine you can search every available home for sale in West Chester. Some of the subdivisions that are located in West Chester include Wetherington subdivision, Beckett Ridge, Tylers Reserve subdivision, West Chester Station, Running Deer subdivision, Cherry Lane Farms subdivision and many, many more.

At any given time there are many homes and condos listed for sale in West Chester OH that are available for your online real estate search. New listings and price changes are updated to our site every day, so be sure to check back to see the latest listings for sale in West Chester Ohio.

West Chester Ohio Single Family Homes For Sale

West Chester Ohio Condos & Townhomes For Sale

West Chester Ohio Luxury Homes For Sale

In addition to being able to view all of the homes listed for sale in West Chester Ohio you can also access detailed information on the West Chester OH community, information on the Lakota school system and comprehensive information on home values and pricing trends for West Chester Ohio real estate.

Buy a home in West Chester Ohio with confidence. We know your home purchase is a big decision and that’s why we specialize in the Northern suburbs of Cincinnati like West Chester. We know these neighborhoods, where the schools are, how close the grocery stores and the daycare’s are. In fact our office is located right here in West Chester.

Have a questions about the West Chester area? Ready to go see some homes? Contact us right now using the form below and we will respond back to you as quickly as we can!

Mortgage Interest Rates In West Chester & Mason OH – December 2011

December 9, 2011 by Eric Lowry Leave a Comment

What are Mortgage Interest Rates in West Chester, Liberty Township & Mason Ohio??

LowryTeam.com Mortgage Interest Rate Update

Have mortgage interest rates hit their lows? Will they continue to move ~~higher~~ lower? These are good questions. The truth of the matter is nobody knows for sure. We had seen an uptick in mortgage interest rates in West Chester & Mason Ohio earlier this year, only to see them sag back down again, as you can see on the graph. The interest rates are now hovering around in a range between 4.00% – 4.25% for a 30 year fixed rate mortage.

It seems like in West Chester and Mason Ohio that we have seen the lowest levels and that interest rates may likely begin to edge a little higher as we get into the new year a little ways. We certainly don’t expect large jumps in interest rates soon, but an upward trend seems likely. The only certainty that exists right now is that these are historically low rates for home purchases.

Get preapproved for your mortgage before you begin to search for homes.

You can start your search for a new home in West Chester, Beckett Ridge or Liberty Township, Ohioright here using our real estate search engine – LowryTeam.com.

Wondering what your home is worth in today’s real estate market? Request a market analysis here!

Have questions about buying a home or getting pre-approved for a mortgage? Fill out the form below and we will happy to answer your questions and assist you.

West Chester & Mason OH Real Estate This Month

December 7, 2011 by Eric Lowry Leave a Comment

This Month In Real Estate For West Chester, Liberty Township & Mason Ohio – December 2011

This month in real estate for December 2011 covers home sales and mortgage interest rates, which are holding steady in the 4.00 – 4.25% range.

Also discussed this month is what the Keller Williams Realty research says about the reasons that home owners are selling their homes in today’s market. These reasons include changes in family status such as retirement, divorce or having a new baby, job relocations and a desire to move up to a different home. If you are thinking of moving up to a larger or newer home, you can begin you search with one of the links below. You can search the MLS just like a Realtor using our real estate power search:

>>Search homes for sale in West Chester Ohio right here<<

>>Search homes for sale in Liberty Township Ohio right here<<

>>Search homes for sale in Mason Ohio right here<<

For more information on buying a home, local real estate market conditions and interest rates, please use the contact form below and we will get back to you as quickly as we can.

Other articles that you may be interested in:

What Are Home Mortgage Interest Rates In West Chester & Mason Ohio?

LowryTeam.com Real Estate Trends Report – December 2011 Home Sales

LowryTeam.com Real Estate Trends Report – December 2011 Home Sales West Chester & Liberty Twp. OH

December 7, 2011 by Eric Lowry Leave a Comment

LowryTeam.com Real Estate Trends Report – December 2011 Home Sales West Chester & Liberty Twp. OH

Here is the newest edition of our LowryTeam.com Monthly Real Estate Trends Report. This report, published monthly, provides a look back at the last six months worth of real estate data for West Chester, Beckett Ridgeand Liberty Township, Ohio. It is a local trends report and makes no attempt to draw overall conclusions or make predictions for the larger real estate market. In fact we believe that anyone that makes an attempt to predict future, national real estate market conditions or draws conclusions on recent historical data nationally is just out of touch with reality. There is no such thing as a national weather forecast and there is no such thing as a real estate one either. ALL real estate is local!

The source of our data is the Greater Cincinnati Multiple Listing Service. By seeking out and understanding the trends in our market place we are better able to forecast the upcoming market conditions and counsel our clients on pricing strategies to get their home sold for the highest possible price. Any thoughts and insight into what may occur in the future are solely our opinions and forecasts.

This month we are breaking the data down into several different blog posts. This first article will cover home sales for the last six months (June – November):

A close look at the home sales for West Chester & Liberty Township Ohio:

As we move into December and look back at this most recent six months of data, the trend that we are watching right now is to see if the increase in home sales can be sustained as we move into the new year. The 4th quarter sales last year (2010) were extremely weak, so our comparisons of the home sales figures continue to show improvement when compared to 2010. Sales in June thru November of 2011 have shown a significant, 26.43% increase over the home sales numbers for June thru November of 2010. While sales have shown a pretty nice uptick in this time frame. It must be kept in perspective however. This period in 2010 showed some of the very worst of the monthly home sales figures for our area. This was the period of time immediately after the home buyer tax credit ended and sales really dropped off as you can see in the graph.

November home sales for West Chester and Liberty Twp Ohio were up 53.33% when compared to the month of November 2010. While this is a pace of increase that is not likely to be sustained, the next three months will really be telling in what direction home sales are headed in our area. The graph below shows the November home sales levels for West Chester & Liberty Twp for the last number of years to get some historical perspective to the figures.

Summary:

As we have stated previously in the LowryTeam.com: West Chester, Beckett Ridge and Liberty Township real estate market update, our market remains challenging, yet full of opportunity. Clearly the value of homes in West Chester, Beckett Ridge & Liberty Twp has fallen over the past couple of years and frankly, the values may still fall farther. The primary threats or obstacles to the recovery of real estate market are continued high unemployment, a continued oversupply of homes for sale and the potential loss of the mortgage interest tax deduction. Interest rates have settled back down and are at historical low levels around 4.25% which provide a great environment for buying a new home.

Wondering what the value of your home currently is? We would be happy to provide you with a detailed market value analysis of the value of your home. You can request your Market Value Analysis here

Other related posts you may be interested in:

This Month In Real Estate For West Chester, Liberty Township & Mason Ohio

Top 10 Tips When Selling a Home In West Chester, Liberty Twp Or Mason Ohio

Your comments and questions are always welcome!

What’s The Best Mortgage When Buying A Home?

December 6, 2011 by Eric Lowry Leave a Comment

What’s The Best Mortgage When Buying A Home?

Are you planning to buy a home in West Chester, Liberty Township, Beckett Ridge or Mason Ohio in the near future? If so, then you will likely need to get a mortgage. There are a number of options available in the home mortgage market today and some of these options may be better for you than others. The following is a brief summary of many of the options for home loans in the West Chester, Liberty Twp,. Mason and Cincinnati Ohio areas:

30 Year Fixed Rate Mortgage: This one is the “old stand by”. The rate is currently very low (approx. 4.25%) right now, although it is higher than some of the other options. The best part of this mortgage loan is that the interest rate doesn’t change for the life of the loan.

15 Year Fixed Rate Mortgage: Same basic premise as the 30 year fixed rate mortgage loan except the payback is calculated on 15 years so the interest rate is lower (around 3.50% today). This mortgage loan is great for building equity quickly, but does come with a higher monthly payment.

Adjustable Rate Mortages: These mortgage loans are mostly based on a 30 year re-payment schedule, but the interest rate may be fixed for just the first 3 or 5 years of the loan and then adjust from there based on market conditions. These mortgage loans will get you the lowest possible rates (2.45% – 2.65% today) and will work especially well if you only plan to be in your home for 3-5 years.

FHA Loans: An FHA mortgage loan is a loan that is made by a bank or mortgage lender that is insured by the Federal Housing Authority (FHA) . This insurance of the loan provides for lower down payments, lower closing costs as well as less restrictive qualification criteria. FHA home loans are very commonly used by first time homebuyers. In the last couple of years many other homebuyers have also turned to the FHA home mortgage loan as a very good option.

Special note: The FHA Loan Limits were recently increased back up to the previous levels prior to the FHA changes made on October 1st, 2011. Congress raised the FHA loan limits in a bill passed on November 17, 2011. The current FHA Loan Limit in Butler County Ohio is $337,500.

VA Loans: A VA Loan is a loan that is made by a bank or mortgage lender that is insured by the U.S. Department of Veterans Affairs (VA). This insurance of the loan by the VA provides for loans with no down payments, provided the homebuyer is eligible for the VA Loan program.