Liberty Township Ohio Homes For Sale Archives

West Chester & Liberty Township OH Real Estate: Tuesday Open House

April 27, 2010 by Eric Lowry Leave a Comment

It’s Tuesday, so this must be the Tuesday Open House.

What is Tuesday Open House?? Well, it’s clearly not an “open house”. Open Houses don’t sell homes… good internet marketing does… but it seemed like a good title for this weekly blog post.

It is my way of throwing the doors open on the RealEstate-Ink.com blog and offering up a few quick articles and facts on real estate for the West Chester, Liberty Township, Beckett Ridge, Mason and Fairfield Township, Ohio areas. It is not intended to be all about homes for sale, but it will be about that some of the time…

Buying A Home: One of my favorite writers and the author of Seth’s Blog, Seth Godin had a great blog post last week on how to buy a house. Actually he termed it how to think about buying a house. It is an really good article that is definitely worth taking the time to read. You can read How to buy A house here

Mortgage Interest Rates: The interest rate on a 30 year fixed rate mortgage was just 4.90% this morning. If you are thinking about a 15 year fixed rate, you can get that today for just 4.25%. Both of these rates were with no points. These mortgage rates come courtesy of Third Federal Savings. With rates this low, moving up to a larger or newer home seems like a very good decision. For instance… if you are currently in a home with a $200,000 mortgage at 6.00% your principal and interest payment is $1199. Moving up to a home with a $300,000 mortgage at 4.90% carries with it a monthly principal and interest payment of $1592, just under $400 more. Clearly there are many factors to consider including your job security, other monthly bills, etc., but if the time is right for you personally, this is a great opportunity to move up!

Keller Williams RED Day: Keller Williams Realty Red Day plans are underway! On May 13th, the Keller Williams Associate Partners office will be conducting a huge food and clothing collection drive for Reach Out Lakota!!!! Praying the day will be a huge success…Please RSVP to let us know if you would like to donate…we’ll come to your home on May 13th and pick up your donations. All you have to do is leave it out on your front porch for us. To RSVP, please visit our Lowry Team Real Estate Facebook Fan Page!

Thinking Of Selling?: It is spring in West Chester and Liberty Township and this is a time of year when many homeowners think about putting their home on the market for sale and now is a good time to do so. But first, consider finding an experienced real estate professional to consult with you. It is very important that your home is ready for the market, there clearly are improvements that are critical to your home selling for the most money possible. You can get our 20 Steps To Help You Sell Your Home In Today’s Market here for free. This will get you started. Also, be sure that you get a detailed market value analyis of the value of your home so that you start out day one on the market at the right list price. You can request a Free Market Value Analysis here. In today’s market, experience counts. Your choice of a real estate agent could determine if your home sells at all! Let us know if we can help.

Our Facebook Fan Page of the week is: Taste of Cincinnati. The Taste of Cincinnati is just a month away now. Taste of Cincinnati USA is held every Memorial Day weekend in downtown Cincinnati. Started in 1979, it is now the nation’s longest running culinary arts festival.. Check out their Facebook page for all of the details. As of today they have 2394 fans.

While you are on facebook checking out the Taste Of Cincinnati fan page, please visit and become a fan of our facebook page.

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Search the entire MLS database of homes for sale here! Wondering what your home is worth in today’s real estate market? Request a market analysis here!

Visit My YouTube channel at: www.youtube.com/LowryTeam

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

West Chester OH Real Estate News: Low Mortgage Rates, Catch Them While You Can

January 13, 2010 by Eric Lowry Leave a Comment

West Chester Ohio Homes For Sale — Now might be the best time to lock in a low mortgage rate

Low interest rates have been gracing the real estate market with their presence for the past year but the word on the street is that they won’t be here much longer. While mortgage rates aren’t going to skyrocket out of sight, it is doubtful that they will decrease and certain that they will steadily begin to rise. Many so called experts expect that the 30 year rates may be at 6.00% or higher by years end.

For those wishing to lock in at below 5%, the time just might be now or never (or at least for a very long time). Today in fact I saw a 30 year fixed mortgage rate quoted at 4.85%. The general sentiment among economists is that rates are not going anywhere but up from here and in my opinion this is definitely the case. The federal government’s intervention in the mortgage market has caused rates to be artificially low for some time now. This intervention is coming to an end by March 30th.

The strengthening of the economy equals less chance for discounted rates. If you are looking to buy a home, now is the best time to do so. We have low interest rates, tax credits and a great supply of homes for sale. These three factors will not line up like this again at one time, for a very long time.

Looking for a referral to a good lender with good interest rates and reasonable closing costs? Call me or email me and I will get you in touch with a lender that will take great care in getting your financing lined up for you.

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Search the entire MLS here! Wondering what your home is worth in today’s real estate market? Request a market analysis here!

Visit My YouTube channel at: www.youtube.com/LowryTeam

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

West Chester OH Real Estate: To Rent or To Buy, That is the Question

November 27, 2009 by Eric Lowry Leave a Comment

A question that surfaces on most people’s mind at some point is, whether to rent or to buy a home or condo. The first thing that pops to mind is affordability but there are other factors, such as job stability, relocation possibilities and lifestyle. If you intend on being in an area like West Chester, Liberty Township, Fairfield Township, Mason or Monroe, Ohio for at least two more years, your income is steady and purchasing a home fits your lifestyle then it is time to break out a pen, paper and a calculator and see if buying makes more sense financially than renting.

At first glance buying a home makes more sense than renting because of the ability to gain equity in a home, especially in today’s market with the lowest home prices in years and historically low interest rates. For First Time Homebuyer’s there is also the $8000 tax credit for purchasing a home to factor in.

There is no sense making a two column list when it comes out to equating the cost of renting and buying. Renting is a fixed equation, the monthly number typically doesn’t change. To compute your costs for buying a home you look at the following:

Purchase price
Down payment amount
Loan Amount
Loan Term
Interest rate
Property taxes
HOA fees
Monthly mortgage payment
Home owner’s insurance
Mortgage insurance

Your monthly costs will include your mortgage payment, property taxes, insurance, and any HOA dues that may exist. If these numbers add up to an amount you can afford it could make sense for you to purchase a home instead of rent. The important thing to remember is that once you buy a home you are not going to have a landlord to rely on to make repairs so factor in putting aside some extra money for a home repair and maintenance account.

Buying a home is an important decision and one which can add to future security and financial stability if done with great thought and evaluation.

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Ohio?

Search the entire MLS here!

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio