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West Chester & Liberty Township OH Real Estate: Don’t Worry If You Missed Out On The Home Buyer Tax Credit

August 31, 2010 by Eric Lowry

The home buyer tax credit may be gone, but don’t worry. You may have missed out on the first time homebuyer tax credit of $8000, but the opportunities presented by today’s historically low interest rates are even better than they were this spring.  For instance… If you buy a home right now at today’s low interest rates, you can save ten’s of thousand’s of dollars!

Interest Rates Are Low!  A $200,000 30 year mortgage at the current rate of 4.60%* can save you ten’s of thousand’s of dollars over the life of the loan versus the same loan with the 5.50% rate from earlier this year!With some research you can hold the key to your new home

Buy a home now and gain so much more than what was possible with the $8000 tax credit. You really don’t want to miss out on this savings and opportunity.  On top of the great savings the low interest rates present, there is another opportunity.

The inventory of homes for sale right now is really great and the prices on many of these homes are really good. To start your home search contact us today at (513) 874-1830 or visit our website, www.LowryTeam.com.  Buying a foreclosed / bank owned home or a short sale can be a great investment opportunity under the right circumstances.  If you would like to receive a FREE list of foreclosures & short sale homes for sale you can request a list using our Foreclosure Finder Service

You can also start your Search Homes For Sale right here!

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Search the entire MLS here! Wondering what your home is worth in today’s real estate market? Request a market analysis here!

Visit My YouTube channel at: www.youtube.com/LowryTeam

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

Filed Under: Buyers, Eric Lowry's Articles, Financing, First-time Homebuyer, Real Estate Information, Real Estate News, Short Sale / Foreclosure, Tax Credit Tagged With: 1st time homebuyers, Beckett Ridge Realtor, Buying Foreclosures, Buying Short Sales, Cincinnati, Eric Lowry, Eric's Hassle Free Listing, FHA Financing, FHA Loans, First Time homebuyers, Homes For Sale, Housing Tax Credit, Keller Williams Realty, Liberty Township Real Estate, low interest rates, LowryTeam.com, Mortgages, Ohio, Search Homes For Sale, Search The MLS, Tax Credit, West Chester Real Estate

Ohio Real Estate: Tax Credit Deadline Extension

June 17, 2010 by Eric Lowry Leave a Comment

The Congress is close to passing a law to give home buyers who were under contract on a home purchased by April 30 an additional three months to close on the home and still be able to claim the federal home buyer tax credit.  The new deadline is going to be September 30th, 2010.

This will not extend the deadline for home buyers to qualify for the tax credit.  To qualify for the credit you had to have purchased and had a fully executed contract by April 30th, 2010.

The reasoning given for the extension was that many home buyers were not going to be able to close on their new homes in time for the June 30th deadline due to a backlog of loan applications that lenders were trying to handle.

The real issue here though, are the short sales.  Many of these sales were not going to able to be closed in time due to the long delays that occur in trying to complete a short, thus there was going to be a large number of  “fall-thru’s” (sales which do not close) and all of these properties were going to be coming back onto the market with a large number of them headed for foreclosure.

Looking for deals on short sales and foreclosures in West Chester & Liberty Township?  

Click Here To Search The Entire Cincinnati MLS Database Of Homes For Sale!

 Wondering what your home is worth in today’s real estate market? Request a market analysis here!

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

Filed Under: Avoiding Foreclosure, Buyers, Eric Lowry's Articles, Financing, First-time Homebuyer, Real Estate Information, Real Estate News, Short Sale / Foreclosure, Tax Credit Tagged With: Beckett Ridge Realtor, Buying Short Sales, Cincinnati, Eric Lowry, Eric's Hassle Free Listing, Foreclosures, Housing Tax Credit, Housing Tax Credit extension, Keller Williams Realty, Liberty Township Real Estate, LowryTeam.com, Market Value Of My Home, Ohio, West Chester Real Estate

West Chester & Liberty Township OH Real Estate: Tuesday Open House

April 20, 2010 by Eric Lowry Leave a Comment

It’s time for the Tuesday Open House. What is Tuesday Open House?? Well, it’s clearly not an “open house”. Open Houses don’t sell homes, but it seemed like a good title for this weekly blog post. It is my way of throwing the doors open on the RealEstate-Ink.com blog and offering up a few quick articles and facts on real estate for the West Chester, Liberty Township,Beckett Ridge, Mason and Fairfield Township, Ohio areas. It is not intended to be all about homes for sale, but it will be about that some of the time…

 

New Listing: 8419 Edgeview Drive, West Chester, Ohio. Located just minutes from the shopping and dining at Voice Of America and both I-75 and I-71.  This terrific home really is a must see. It features three bedrooms and two and a half baths, along with a cathedral great room, remodeled kitchen, large master w/ adjoining bath and first floor laundry. You can get more information and see interior and exterior photos of 8419 Edgeview Drive in West Chester, Ohio on our website, www.LowryTeam.com.

 

 

Need Mulch? As I have mentioned several times, if you are preparing your home to get it on the market for sale soon? Don’t forget the curb appeal. As the old saying goes… you only get one chance to make a good first impression. So clean up the landscaping and get yourself some fresh mulch. I’m not sure that there is a better way to go than to get it from the boy scouts. They even deliver! You can see the article in the Cincinnati Enquirer here or you can just go directly to the boy scouts site right here. My mulch is being delivered this week…anyone like to help??

 

10 Days To Tax Credit Expiration: The tax credit of $8000 for first time hombuyers and $6500 for move up buyers expires on April 30th, 2010.  Could the time to buy be after the expiration of the tax credits?  Maybe… homeowners that haven’t sold may be more likely to accept a lower price if the showing and selling activity slows after the tax credit expiration, providing an even better opportunity for a good deal.  Will the activity slow?  No one knows, we will just have to wait and see.  Also, keep in mind interest rates remain very, very low.

 

Keller Williams RED Day:  Keller Williams Realty Red Day plans are underway! On May 13th, the Keller Williams Associate Partners office will be conducting a huge food and clothing collection drive for Reach Out Lakota!!!! Praying the day will be a huge success…Please RSVP to let us know if you would like to donate…we’ll come to your home on May 13th and pick up your donations. All you have to do is leave it out on your front porch for us.  To RSVP, please visit our Lowry Team Real Estate Facebook Fan Page!

 

 

It Must Be Spring:  You know it is spring in West Chester and Liberty Township when The Cone opens.  I drove by the Tylersville Road landmark this past week and the crowds were already huge.  The Cone is the local ice cream destination.  Check out their website for more information and to read the history of this local West Chester business.

 

Our Facebook Fan Page of the week is: The Cincinnati Bengals.  This week is the NFL draft and the eyes of all Bengal fans will be on the team to see which players they select.  Hopefully it will be a successful weekend for the Bengals.  Check out their Facebook page for all of the details.

While you are on facebook checking out the Cincinnati Bengals fan page, please visit and become a fan of our facebook page:

   

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Search the entire MLS here!Wondering what your home is worth in today’s real estate market? Request a market analysis here!

Visit My YouTube channel at: www.youtube.com/LowryTeam

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

Filed Under: Buyers, Eric Lowry's Articles, Financing, First-time Homebuyer, Just For Fun, New Listings, Real Estate Information, Real Estate News, Restaurants & Dining, Sellers, Tax Credit, Tuesday Open House, West Chester Ohio Homes For Sale Tagged With: Boy scouts, Buying A Home, Cincinnati, Cincinnati Bengals, Community News, Eric Lowry, Eric's Hassle Free Listing, Facebook Fan page, Homes For Sale, Housing Tax Credit, Ice Cream, Keller Williams Realty, Liberty Township Real Estate, LowryTeam.com, mulch sale, New Listings, Ohio, Preparing Your Home For The Market, Reach Out Lakota, Red Day, The Cone, Tuesday Open House, West Chester Real Estate

West Chester & Liberty Township OH Real Estate: Tuesday Open House

March 9, 2010 by Eric Lowry Leave a Comment

What is Tuesday Open House??  Well, it’s clearly not an “open house”.  It is my way of throwing the doors open on the RealEstate-Ink.com blog and offering up a few quick articles and facts on real estate for the West Chester, Liberty Township, Beckett Ridge, Mason and Fairfield Township, Ohio areas.  It is not intended to be all about homes for sale, but it will be about that some of the time…

 

 Tax Credit Countdown: As of this writing there are 52 Days, 15 Hours, 36 Minutes, 10 Seconds until the expiration of the Tax Credits for both the First Time Homebuyer and the existing home owner.  If you wish to take advantage of these tax credits and the unbelievably low interest rates that go with them, you better get moving (no pun intended).   You can search the entire MLS from our website, LowryTeam.com  or if you need to find the value of your current home and need to sell first you can request a FREE market value analysis on our website and you can learn more about our Hassle Free Listing System.

 

Low Mortgage Rates: Speaking of unbelievably low interest rates, check out these rates!  As of yesterday afternoon these were the current interest rates that you could be taking advantage of if you were buying a new home:

5 Year Arm                       4.30%

30 Year Fixed                   4.80%

15 Year Fixed                   4.20%

These rates are for purchases only, not refinances, and are courtesy of Third Federal Savings

 

Check out this terrific new listing located right next to Eden Park.  It is a terrific 2 Bedroom, 2 Bath condo in like new condition, comes with all of the appliances included (full size washer & dryer) and has off street parking.  Visit our website to view interior photos and more details.

$149,900

2155 Fulton Ave. #4, Cincinnati, Ohio

 

Secret Cincinnati is a brand new facebook page that is getting a lot of attention this week here in Cincinnati.  You can check it out at Secret Cincinnati Facebook Page  As of this writing they have 1856 fans and they have only been up and running on facebook since the weekend I believe.  The site has a lot of very interesting information and recommendations on Cincinnati dining, entertainment, etc.

While you are on facebook checking SecretCincinnati out, please visit and become a fan of our facebook page located at www.facebook.com/LowryTeamRealEstate

 

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Search the entire MLS here!  Wondering what your home is worth in today’s real estate market?  Request a market analysis here!

Visit My YouTube channel at:  www.youtube.com/LowryTeam

 Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

 

 

 

Filed Under: Beckett Ridge Homes For Sale, Eric Lowry's Articles, Fairfield Township Homes For Sale, Financing, Financing Options, First-time Homebuyer, Liberty Township Ohio Homes For Sale, New Listings, Real Estate Information, Restaurants & Dining, Tax Credit, Tuesday Open House, West Chester Ohio Homes For Sale Tagged With: Beckett Ridge Homes For Sale, Cincinnati, Eric Lowry, Eric's Hassle Free Listing, Facebook Fan page, Financing, Housing Tax Credit, Interest Rates, Liberty Township Real Estate, LowryTeam.com, Mortgages, New Listing, Ohio, Open House, RealEstate-Ink.com, Search Homes For Sale, Search The MLS, Secret Cincinnati, Top Selling Realtor, Tuesday Open House, West Chester Real Estate

West Chester OH Real Estate: Now Is The Time For First Time Home Buyers

January 27, 2010 by Eric Lowry Leave a Comment

For first time home buyers now is the time to act.  With the government offering an $8000 tax credit on homes purchased by April 30th, 2010 and with the historically low interest rates available today, this is an opportunity not to be missed! 

First of all there is the tax credit.  It goes like this, buy a home by April 30th, file your tax return and get cash back from the government.  This is a true credit and not just a nice deduction.  Of course there are some limitations based on your income level, etc.  You should definitely consult a tax professional regarding your own personal situation.

Second, we have the low interest rates.  As of today they are hovering around 5.00% for a 30 year fixed rate mortgage.  These are terrific rates that will not last!  Why won’t they last?  Because the government’s intervention in the mortgage markets which forced rates to drop dramatically is slated to end on March 30th, 2010.  When this stops, rates go up.  Some experts predict that rates will be over 6.00% by year’s end.  Don’t miss out!

In addition to both of these great factors, home prices and selection are also terrific.  With housing prices having fallen and the available supply of homes for sale still very, very good, this would be a great time to buy even without the tax credit and low interest rates.

So we have:

$8000.  tax credit + low interest rates + low home prices + great selection of homes = FANTASTIC OPPORTUNITY!

Get more information on buying your first home by visiting my website .  Available there, are three e-Books packed with information on buying your first home and they are completely free and there is no obligation.

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Search the entire MLS here! 

Visit My YouTube channel at:  www.youtube.com/LowryTeam

 Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

Filed Under: Buyers, Financing, Financing Options, First-time Homebuyer, Real Estate Information, Real Estate News Tagged With: Cincinnati, Eric Lowry, Eric's Hassle Free Listing, FHA Financing, First Time homebuyers, home buying, Home Prices, Homebuyers, Housing Tax Credit, Interest Rates, Keller Williams Realty, Liberty Township Real Estate, low interest rates, LowryTeam.com, mortgage lenders, Ohio, West Chester Real Estate

West Chester OH Real Estate: The Tax Credit is Also For Those Who Wish to Downsize

January 24, 2010 by Eric Lowry Leave a Comment

West Chester Ohio Homes For Sale
The tax credit is not just for those buying a bigger home, it also works for those wanting to downsize

When the First Time Home Buyer Tax credit was extended and expanded most people thought the expansion was only for home owners who wanted to move up, those who wished to buy a bigger, more expensive home. In fact, the expansion simply includes those who have owned a primary residence and lived in it for at least five consecutive years out of the last eight years. If current home owners want to downsize they can use the tax credit toward their new home, regardless of whether it costs less or is smaller than the home that they are selling.

It is an anomaly that everyone assumes the tax credit is only for purchasing bigger and better. Many people, especially those whose children have grown and left the nest, want to downsize. After-all, who doesn’t want to make life simpler these days?

If you have been considering selling your home and moving into a smaller space, consider doing so before the tax credit expires. Place your new home under contract by April 30th and close by June 30th and you could have a few extra dollars in your pocket.

Learn more about both of the homebuyer tax credits here!

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Search the entire MLS here! Wondering what your home is worth in today’s real estate market?  Request a market analysis here!

Visit My YouTube channel at:  www.youtube.com/LowryTeam

 Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

 

Filed Under: Financing Options, First-time Homebuyer, Real Estate Information, Real Estate News, Sellers, Tax Credit Tagged With: Beckett Ridge Realtor, Cincinnati, Cincy Hassle Free Listing, Eric Lowry, Eric's Hassle Free Listing, First Time homebuyers, Housing Tax Credit, Keller Williams Realty, Liberty Township Real Estate, LowryTeam.com, Ohio, Selling A Home, West Chester Homes For Sale, West Chester Ohio Real Estate

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