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6 Steps to Buying a House in Cincinnati

February 8, 2018 by Eric Lowry

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West Chester Liberty Township Mason
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6 Steps to Buying a House in CincinnatiThe absolute first step to buying a house in Cincinnati is to save up for a down payment and work on building your credit. You may think that you need to save 20% for a down payment, but that’s actually not true. Many home buyers put as little as 3.5% down or even 0% down depending on if you qualify for certain loan types. However, you don’t want to become “house poor” so make sure you have enough for your down payment, plus a cushion for any unexpected expenses that may come up.

Meet with a Realtor. You want to make sure you find a Realtor that you feel comfortable with and who will go the extra mile for you. In this market, it’s imperative that your Realtor have a flexible schedule in order to get you into homes as soon as possible when they hit the market (because they are selling really fast these days!). You may also want to consider hiring a Realtor who is part of a team. A team can provide a level of expertise and customer service that an individual Realtor would be unable to provide.

The next step is crucial; get pre approved. Your Realtor will be able to provide you with lender recommendations to help you with this step. A pre approval is a dry run of the loan process. A mortgage lender gathers information from you regarding your income, debts, assets, etc to determine how much home you can afford. The lender will be able to give you a hard number that you are pre approved up to, and will be able to give you a run down of what your monthly payment would look like at each price point. There may also be several different loan types available to you depending on your situation. You may qualify for FHA, VA, USDA or Conventional.  A lender will be able to talk you through your options and help you determine which would be the best fit for you.

Once you are pre approved, you are in the clear to go see some homes! Typically this is the fun part, but in today’s market it can be a little stressful. Why you ask? Well, inventory is very low right now so as new homes are listed they are selling very, very quickly. It’s important that you and your Realtor are checking daily for homes that fit your criteria, and that when you come across one that interests you, you make the time to go see it as soon as possible.

So you found a home you love; now it’s time to make an offer. Since today’s market is so competitive, you will need to be prepared to make a strong offer. On average, homes today are selling at 99% of the list price. If you are buying in a popular price range, there may even be multiple offers on the same home. Your Realtor will be able to look  at comps (comparable home sales) to help you decide on what you want your offer to be.

Once your offer is accepted, you will need to schedule and negotiate your home inspection. Your Realtor will be able to help provide a recommendation to a great home inspection company. It is highly advisable that you take the time off work to be present during your home inspection. Not only, will the inspector discover any potential problems with the home, but you will learn all about the home and its mechanics. As you can imagine, knowing your new home inside out will come in very handy in the future.

If any problems arise during the home inspection, you and your Realtor will negotiate will the sellers to come to an agreement regarding any repairs that need to be completed prior to closing.

Once you get through inspections, it’s time to schedule that final walkthrough and closing. The final walkthrough typically takes place 24-48 hours before the closing. It’s your chance to walk through the home with your Realtor to make sure all necessary repairs have been completed and that everything looks good. Which brings us to the closing. At the closing you will need to bring ID’s and be prepared to sign a lot of documents. A title company representative will go over all the paperwork with you, then you will get the keys to your new home.

This may seem like a lot to take in all at once, but your Realtor will help you take it one step at a time and make the process as enjoyable and easy as possible. The Lowry Team has over 17 years of real estate experience, and rave reviews from past clients. We would love to be the ones to help you find your perfect home!

If you’re not quite ready to speak with a Realtor just yet, you can start with reading this Cincinnati home buying guide, then start searching homes in the Multiple Listing Service (MLS) where you will find all homes that are currently listed for sale. The information is updated several times daily so you will never miss a new listing!

Cincinnati Home Buying GuideYou may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. This free eGuide will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.

Check it out, and feel free to get in touch if you have any questions.
Call or text us at 513-368-3751.

Filed Under: Buyers, Eric Lowry's Articles Tagged With: 6 Steps to Buying a House in Cincinnati, Best Real Estate Agents in Cincinnati, Eric Lowry, homes for sale in Cincinnati, how to buy a house in Cincinnati, how to get pre approved for a home loan in Cincinnati, The Lowry Team, Top Realtors in Cincinnati

Top Selling Cincinnati Neighborhoods of 2017

January 3, 2018 by Eric Lowry

513-368-3751 to Connect with a Top Real Estate Agent in Cincinnati

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West Chester Liberty Township Mason
Monroe Fairfield Township Fairfield

Top Selling Cincinnati Neighborhoods of 2017

In 2017 we saw a strong real estate market despite historically low inventory levels. The following 13 neighborhoods had the most single family home sales in 2017, according to the Cincinnati MLS (Multiple Listing Service). Read on to find out which one was number one.

13. Batavia TownshipTop Selling Cincinnati Neighborhoods of 2017
Average sale price: $184,628
Average Days on Market: 47
# of Homes Sold: 336

12. Delhi Township
Average sale price: $139,079
Average Days on Market: 48
# of Homes Sold: 376

11. Mason
Average sale price: $320,274
Average Days on Market: 36
# of Homes Sold: 422

10. Fairfield
Average sale price: $161,992
Average Days on Market: 33
# of Homes Sold: 444

9. Deerfield Township
Average sale price: $314,947
Average Days on Market: 32
# of Homes Sold: 461

8. Hamilton Township
Average sale price: $244,274
Average Days on Market: 52
# of Homes Sold: 559

7. Middletown
Average sale price: $96,742
Average Days on Market: 55
# of Homes Sold: 591

6. Miami Township
Average sale price: $252,867
Average Days on Market: 42
# of Homes Sold: 679

5. Colerain Township
Average sale price: $126,350
Average Days on Market: 47
# of Homes Sold: 716

4. Hamilton
Average sale price: $95,535
Average Days on Market: 45
# of Homes Sold: 729

3. Liberty Township
Average sale price: $281,295
Average Days on Market: 46
# of Homes Sold: 746

2. Union Township
Average sale price: $188,032
Average Days on Market: 47
# of Homes Sold: 754

1. West Chester
Average sale price: $267,672
Average Days on Market: 35
# of Homes Sold: 771

Thinking about buying or selling?
Call/text The Lowry Team at 513-368-3751

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Filed Under: Buyers, Eric Lowry's Articles, Sellers Tagged With: Best Real Estate Agents in Cincinnati, Eric Lowry, homes for sale in Cincinnati, Keller Williams Realty West Chester Ohio, Moving To Cincinnati, Relocating To Cincinnati, selling a house in Cincinnati, The Lowry Team, Top Realtors in Cincinnati, Top Selling Cincinnati Neighborhoods of 2017, What's it like living in Cincinnati, What's my Cincinnati home worth?

Christmas and Holiday Things to do in Cincinnati 2017

November 16, 2017 by Eric Lowry

Christmas and Holiday Things to do in Cincinnati (1)If you’re looking for a list of Christmas and Holiday things to do in Cincinnati this holiday season, look no further! From ice skating to parades, and train rides to lights displays, we’ve got you covered!

Ongoing Holiday Events

Ice Skating on Fountain Square – Ice rink open October 27th – February 19th.

Skate with Santa – Every weekend from Thanksgiving until Christmas, Santa will lace up his skates and join families out on the ice for an hour of holiday-filled fun.

North Pole Express – Take a magical train ride with Santa Claus and his elves!

Water Wonderland with Scuba Santa – Meet Scuba Santa and his elves, visit Santa’s post office, enjoy holiday music, and more!

Christmas at EnterTRAINment Junction – Take a journey to the North Pole, where you can can meet Mrs. Claus and Santa himself, and check out their special holiday train displays.

Krohn Conservatory Holiday Show – Cincinnati Choo Choo – Features an interactive train display, beautiful poinsettias, and seasonal plants.

Tree Lighting Ceremonies and Festivals

Olde West Chester Christmas Walk – Saturday, November 18th; 2:00 – 9:00 PM. Shopping, yummy treats, live music, crafts, games, visits with Santa, and more.

Liberty Center’s Holiday Parade and Tree Lighting – Saturday, November 18th; 6:00 – 9:30 PM. Enjoy live music, a holiday parade, a lights show, and visits with Santa.

Macy’s Light up the Square – Friday, November 24th; 6:00 – 11:00 PM. Live music, appearance by Santa Claus, ice skating, fireworks, holiday market, and the official tree lighting.

Lebanon Christmas Parade and Festival – Saturday, December 2nd; 10:00 AM – 8:00 PM. Two parades, gift and food vendors, Christmas carolers and other live music, visits with Mr. and Mrs. Claus, and much more!

Light Up Fairfield – Saturday, December 2nd; 1:00 – 6:00 PM. Holiday market, Santa visits, live music and carols, and tree lighting ceremony.

Light up OTR – 2017 event TBD. Enjoy this community-based holiday party held annually in Washington Park.

Christmas in Loveland – Saturday, December 16th; 4:00 – 9:00 PM. Live music and performances, a special showing of Frozen, visits with Santa, carriage rides, food trucks, ice carving, and much more!

Pioneer Christmas – Sunday, December 10th; 1:00 – 4:00 PM at Keehner Park in West Chester.

Santa-bration – December 22nd – 24th; 11 AM – 5 PM. Santa’s coming to Carol Anne’s Carousel! Enjoy winter crafts, photos with Santa, and carousel rides.

Breakfast with Santa

Breakfast with Santa at Maggiano’s – November 26th, December 2nd & 3rd, and December 9th & 10th. Enjoy a breakfast buffet, visits and pictures with Santa, and games and activity stations.

Santa’s Brunch  at Voice of America Park – December 16th, 12:30pm – 3:00pm. A delicious buffet, live piano music and caroling, visits with Santa, and more. Registration is required before December 2nd.

Lights Displays

Holiday Lights on the Hill – November 17th – December 31st. A drive-thru holiday lights display.

Sharon Woods Holiday in Lights – November 17th – December 31st. Enjoy a mile long drive with beautiful lights displays. You can also get out of your car to enjoy Santaland with hot cocoa, carolers, visits with Santa, a holiday train display, and more.

Neiderman Family Farm – November 24th – December 30th. A free, walking display, featuring live music.

The Christmas Ranch – November 17th – December 23rd.  Located on 110 acres, it features a walk-thru Christmas lights park with a Christmas village full of shops. There are also train rides, wagon rides, and much more!

Cincinnati Zoo Festival of Lights – November 18th – January 1st. Beautiful lights displays throughout the zoo, lights and music shows at Swan Lake, hot cocoa, snacks, and more.

Christmas Nights of Lights at Coney Island – November 10th – January 1st. This family event features a 2-mile car ride through Christmas displays and light shows which are synced to your favorite holiday songs.

Christmas Shows

Rudolph the Red Nosed Reindeer – Sunday, December 3rd at the Aronoff Center.

A Christmas Carol – November 22nd – December 30th at Playhouse in the Park.

The Nutcracker – December 14th – 24th at the Aronoff Center.

Trans-Siberian Orchestra Holiday Show – December 21st at the U.S. Bank Arena.

Polar Express Pajama Party – December 16th and 17th at Newport on the Levee.

A Christmas Story the Musical – December 5th – 10th at the Aronoff Center.

Holiday Pops – December 8th – 10th at Music Hall.

98 Degrees at Christmas – December 15th at the Aronoff Center.

Holiday Shopping / Markets

Cincideutsch Christkindlmarkt on Fountain Square – Every weekend from November 24th – December 9th.

City Flea’s Holiday Market – December 16th at Washington Park.

Findlay Market’s Holiday Market – December 2nd & 3rd, 9 AM – 3 PM.

Art on Vine Holiday Gift Show – December 17th, Noon – 7 PM at Rhinegeist.

Miscellaneous

Ugly Sweater Bar Crawl – Saturday, December 2nd, 12PM – 8PM.

Cincinnati Santacon – The 10th Annual Cincinnati Santacon will be held on Saturday, December 9th.

Hopefully this list of Christmas and holiday things to do in Cincinnati has helped fill your calendar with lots of fun! We here at The Lowry Team wish you a happy, safe, and fun Christmas and holiday season!

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Filed Under: Eric Lowry's Articles, Holidays, Things To Do In Cincinnati Ohio Tagged With: Best Realtors in West Chester Ohio, Christmas and Holiday Things to do in Cincinnati 2017, Christmas in Cincinnati, Cincinnati home values, homes for sale in Cincinnati, Keller Williams Realty West Chester Ohio, Relocating To Cincinnati, The Lowry Team, Top Realtors in Cincinnati, What's it like living in Cincinnati

Ingrid Langdon Joins The Lowry Team

June 9, 2017 by Eric Lowry

Ingrid Langdon Joins The Lowry Team, Keller Williams Realty

Ingrid Langdon Joins The Lowry TeamIngrid Langdon Joins The Lowry Team as a Buyer Specialist. Licensed in both Ohio and Kentucky, Ingrid is the expert when it comes to helping you make your move. Whether it is the Northern Suburbs or scenic Boone County, Kentucky Ingrid has you covered. She is hard at work keeping up with the dynamic real estate market, keeping her customers up to date. Ingrid prides herself with performing at a high level of customer service.

Ingrid grew up in Oakley and now lives in Ft. Thomas, Kentucky. She attended Purcell Marian and Thomas More College. Ingrid is an active member of the community. She is a member of the event committee For the Fort Thomas 150th Sesquicentennial this July. Ingrid is a very active volunteer for Cincinnati Therapeutic Riding Center. In her free time, she enjoys hiking with her collie mix Bella, hanging out with her book club, and spending quality time with her husband, Tim Kreiling. Her home away from home is Charleston South Carolina, on Folly Beach.

Ingrid specializes in residential real estate sales in Kentucky and the Greater Cincinnati area. She can be contacted at 859-445-6295.

The Lowry Team is an award winning, full service real estate firm specializing in the Northern Suburbs of Cincinnati. The Lowry Team’s culture is that of a fun, high energy group who prides themselves on providing, personal, professional real estate service.

The Lowry Team is “Different by Design”…taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director. Don’t Hire an Agent…Hire a Team. The Lowry Team.

Contact The Lowry Team today!
Call or text 513-368-3751

Find Your Home's Value Now!

Filed Under: Cincinnati Real Estate Careers, Eric Lowry's Articles, Real Estate News Tagged With: Buyer Specialist in Cincinnati, Cincinnati real estate careers, Eric Lowry, homes for sale in Cincinnati, Ingrid Langdon Joins The Lowry Team, Keller Williams Realty West Chester, The Lowry Team, Top Realtors in Cincinnati

Sam Kroener Joins The Lowry Team

June 9, 2017 by Eric Lowry

Sam Kroener Joins The Lowry Team, Keller Williams Realty

Samantha Kroener Joins The Lowry TeamSam Kroener joins The Lowry Team as a Buyer Specialist. Sam was born and raised here in Cincinnati, growing up on the East Side. Before she started in real estate she worked in the nursing field. Nursing taught her what compassion, hard work, and dedication to people truly meant.

The past 3 years she has been selling real estate in the Northern and Eastern suburbs of Cincinnati including areas like Montgomery and Mason. Sam has a passion for helping people find that home they have been dreaming about. Her hard work, dedication, loyalty, experience, and passion for what she does makes her stand out from all other agents and gives you the opportunity to work with someone who is acting in your best interest.

Sam specializes in residential real estate sales in the Greater Cincinnati area with a focus on West Chester, Liberty Township, Mason, Fairfield, Fairfield Township and the Northern Cincinnati suburbs. She can be contacted at 513-400-8055.

The Lowry Team is an award winning, full service real estate firm specializing in the Northern Suburbs of Cincinnati. The Lowry Team’s culture is that of a fun, high energy group who prides themselves on providing, personal, professional real estate service.

The Lowry Team is “Different by Design”…taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director. Don’t Hire an Agent…Hire a Team. The Lowry Team.

Contact The Lowry Team today!
Call or text 513-368-3751

Find Your Home's Value Now!

Filed Under: Cincinnati Real Estate Careers, Eric Lowry's Articles, Real Estate News Tagged With: Buyer Specialist in Cincinnati, Eric Lowry, homes for sale in Cincinnati, Keller Williams Realty West Chester, Real Estate Careers In Cincinnati, Sam Kroener Joins The Lowry Team, The Lowry Team, Top Realtors in Cincinnati

Lucas Grant Joins The Lowry Team

June 6, 2017 by Eric Lowry

Lucas Grant Joins The Lowry Team, Keller Williams Realty

Lucas Grant Joins The Lowry TeamLucas Grant joins The Lowry Team as a Buyer Specialist. Lucas has an undeniable love for the city of Cincinnati. A native, growing up on the East side of Cincinnati, Lucas learned quickly what the city of Cincinnati has to offer.

Lucas has a strong sales background in which he managed several different locations of stores across Cincinnati. He was able to network and provide sales to a number of different people and their communities. Lucas has overseen store sales, performance, staffing, and expansion.

Lucas lost his father at a young age which has inspired him to work very hard in life. Lucas was a former competitive cheerleader at Midwest Cheer Elite located in West Chester. His years cheering at Midwest sparked his love for West Chester and the surrounding area. His favorite activities are trying new things in the city of Cincinnati and staying active by going to the gym or several outdoor activities.

Lucas specializes in residential real estate sales in the Greater Cincinnati area with a focus on West Chester, Liberty Township, Mason, Fairfield, Fairfield Township and the Northern Cincinnati suburbs. He can be contacted at 513-375-4217.

The Lowry Team is an award winning, full service real estate firm specializing in the Northern Suburbs of Cincinnati. The Lowry Team’s culture is that of a fun, high energy group who prides themselves on providing, personal, professional real estate service.

The Lowry Team is “Different by Design”…taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director. Don’t Hire an Agent…Hire a Team. The Lowry Team.

Contact The Lowry Team today!
Call or text 513-368-3751

Find Your Home's Value Now!

Filed Under: Cincinnati Real Estate Careers, Eric Lowry's Articles, Real Estate News Tagged With: Buyer Specialist in Cincinnati, Eric Lowry, homes for sale in Cincinnati, Lucas Grant Joins The Lowry Team, Real Estate Careers In Cincinnati, The Lowry Team, Top Realtors in Cincinnati

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