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Where Interest Rates Are Headed

December 28, 2015 by Eric Lowry

mortgage rate projections 2016The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the interest rate, the higher the monthly payment will be. That’s why it’s important to know where interest rates are headed when deciding whether to buy a home now or wait.

According to Freddie Mac, mortgage interest rates have increased over the last several weeks. Freddie Mac, along with Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors are all calling for interest rates to continue to rise over the next four quarters. While rates are expected to rise, it’s still important to keep in mind that interest rates are still at historic lows.

Historic Interest Rates

The graph above illustrates the projections of where interest rates are headed, based on Freddie Mac’s 2015 U.S. Economic & Housing Marketing Outlook. As you can see, they are expected to increase steadily over the next 12 months.

What does this mean for you? A half percent (.5%) increase in your interest rate can significantly increase your monthly mortgage payment. Based on the projections of where interest rates are headed, the sooner you buy a home the better. Waiting could cause you to wind up paying considerably more for your next home. Contact us today to evaluate your ability to buy your dream home.

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The Lowry Team – Keller Williams Realty is an award winning, full service real estate firm specializing in West Chester, Liberty Township, Mason, Monroe and the Northern Suburbs of Cincinnati. The Lowry Team is “Different By Design”… taking a team approach to home buying and selling. The Lowry Team consists of members that are focused on areas of specialization including Listing Specialists, Buyer Specialists, Transaction/Listing Coordinator, Inside Sales Associate and a Marketing Director.

Don’t Hire an Agent…Hire a Team.  The Lowry Team.

Buyers and Sellers can reach The Lowry Team Keller Williams at 513-874-1830.

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Filed Under: Buyers, Eric Lowry's Articles, First-time Homebuyer Tagged With: Buying a home in Cincinnati Ohio, buying a home in west chester ohio, cincinnati real estate agent, Keller Williams Realty West Chester, Keller Williams West Chester, Moving to Cincinnati Ohio, Search homes for sale in Cincinnati, The Lowry Team, West Chester Ohio Homes For Sale, West Chester Realtor, Where are interest rates headed, Where Interest Rates Are Headed, Where mortgage rates are headed

Holiday Events in Cincinnati

December 4, 2013 by Eric Lowry Leave a Comment

Holiday Events in Cincinnati

Christmas EventsLooking for some Christmas fun for your family in the Cincinnati area? Well, you’ve come to the right place. The Lowry Team knows the the value of spending time with family, so here we have listed for you numerous holiday events in Cincinnati that your whole family can enjoy!

Sharon Woods Holiday In Lights – Holiday in Lights is open nightly from Friday, November 22nd to Tuesday, December 31st. Admission is $13 per vehicle ($45 for buses and 15 passenger vans).

Mason Christmas Festival – This festival is Friday, December 6th from 6:00PM – 9:00PM. There will be carolers, carriage rides, magic shows, food and drinks, and more. Santa and Mrs. Claus will even be there!

Fountain Square Ice Skating – The ice rink is open from November 24th to January 1st. Admission is $3.00 per person, and $3.00 for skate rental.

Lebanon Christmas Parade – This annual holiday parade and festival  is on Saturday, December 7th. The festival goes from 10:00AM- 8:00PM, however the actual parades take place at 1:00PM and 7:00PM. There will be holiday decorations, carolers, live entertainment,  pictures with Santa, and more!

Light Up Fairfield – On Saturday, December 7th from 3:00Pm – 6:00PM, the city of Fairfield will ring in the holiday season with Santa Claus. There will be food vendors, fun activities, a holiday market, visits with Santa, carolers, and an official tree lighting ceremony.

Trans Siberian Orchestra Holiday Show – The Orchestra puts on an amazing holiday show of music and lights that will be at the US Bank Arena on Friday, December 13th with shows at 4:00PM and 8:00PM.

Fairfield Community Arts Center’s The Nutcracker – The Fairfield Community Arts Center is putting on their rendition of the holiday classic, The Nutcracker. Shows will be December 6-7 and 13-14 at 7:00PM, December 7-8 and 14-15 at 2:00PM. Admission is $15/Adult, and $10/Child.

Playhouse In The Park’s A Christmas Carol -The Playhouse’s annual show of A Christmas Carol will take place from November 27th – December 29th, with numerous choices for show times. Ticket prices vary depending upon seating location. They use hundreds of costumes and thrilling special effects, making The Christmas Carol their most popular production of the year.

The Aronoff Center’s The Nutcracker Ballet – The Aronoff Center puts on their annual show of The Nutcracker Ballet. Ticket prices start at $32/person, with numerous dates and times to choose from.

Entertrainment Junction Christmas – Entertrainment Junction, located in West Chester, is celebrating Christmas this year with a Main Street Holiday Train display, visits to see Santa and his reindeer at the North Pole, the Elf workshop, and more!

Newport Aquarium’s Scuba Santa – The Aquarium’s annual Scuba Santa show is from November 29th – January 1st, with numerous show times. At Scuba Santa’s show you can also visit Santa’s post office and write him a letter, play reindeer roundup, and more.

Cincinnati Museum Center’s Holiday Trains– The Cincinnati Museum Center is featuring Duke Energy’s Holiday Junction train display from  November 8th through January 5th. There’s a lot to such as visit with Santa, ride the train, and even visit the talking reindeer.

Cincinnati Zoo’s Festival of Lights – The Cincinnati Zoo’s annual Festival of Lights is open now through January 4th. The festival features a wild lights show on Swan Lake, visits with Santa Claus, a Polar Express train ride, and of course lots of hot chocolate.

Krohn Conservatory’s Christmas In Cincinnati Railway Display -Krohn Conservatory is having a holiday train display that features many Cincinnati landmarks from November 16th through January 5th. Admission is $7/Adult, $4/Child.

Fountain Square’s New Year’s Eve Blast – Ring in the New Year down on Fountain Square. There will be music, a dance contest, food vendors, ice skating, and of course, fireworks at midnight!

This list of holiday events in Cincinnati is provided courtesy of The Lowry Team at Keller Williams Realty. We hope this list helps you have some holiday fun with your family; and we wish you and your family a wonderful holiday season!

Filed Under: Eric Lowry's Articles, Liberty Twp Community Info, West Chester Community Info Tagged With: Christmas events in Cincinnati, Cincinnati, cincinnati real estate agent, Fairfield Real Estate Agent, Holiday Events in Cincinnati, Keller Williams Realty, Lebanon, Mason Real Estate Agent, Ohio, The Lowry Team, West Chester Ohio

Happy Thanksgiving From The Lowry Team

November 28, 2013 by Eric Lowry Leave a Comment

Happy Thanksgiving From The Lowry Team

We hope you have a wonderful holiday with your family and friends!
We are very grateful to everyone who has made our success in real estate possible.

happy_thanksgiving

Filed Under: Eric Lowry's Articles Tagged With: cincinnati real estate agent, Eric Lowry, Happy Thanksgiving From The Lowry Team, Keller Williams Realty, mason homes for sale, Mason Real Estate Agent, The Lowry Team, Top Real Estate Agent, West Chester Homes For Sale, west chester real estate agent

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